It Makes Sense To Belong! Learn Why >

We’re devoted to our youth members. They represent the future of our credit union! That’s why we have a number of programs in place to serve and educate our youth. Check out our Youth Savings account for kids age 12 and under, or our teen checking program for teens age 15-18.

As parents, we’re here as a resource for you. Check this site often for new tips and tools to encourage sound savings habits. Together, we can help teach kids the value of saving and give them a head start in life.

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Welcome Students!

It’s Official! You are eligible for membership at 1st Ed Credit Union, if you are a student or a family member of a student that currently attends school in a Pennsylvania school district located in the following counties: Adams Cumberland Franklin Fulton York Our membership began with school employees, so it only made sense to allow the students of...

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What Is Credit Union Strong?

Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. As a not-for-profit financial cooperative, our core values...

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How to Do Allowances Right, According to the Experts

One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Ron Lieber, personal finance writer for The New York Times, says he and his wife pay their...

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Are your kids on the right track to financial independence?

For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens...

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Do You Live For Now Or The Future?

Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you...

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