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WHATEVER YOUR NEEDS,  A PERSONAL LOAN COULD HELP YOU.

Secure the Money You Need

Get a head start on your spring cleaning by consolidating debt, or get ready for exciting summer plans with a personal loan from 1st Ed Credit Union! Applying is fast and easy, and there’s no collateral to use as security. Plus, you’ll enjoy fixed monthly payments over a set period. 

Options to fit your unique needs:

  • Rates as low as 5.90% APR*
  • No fees
  • Fixed-Rate and monthly payment (easy to budget)
  • Personal loans can be used for debt consolidation, large expenses, home improvements, school expenses, vacation, and more!

You can apply online, by phone, or by visiting a 1st Ed Branch!

Apply Now

 or call us at 717-264-6506 to get started. 

*APR = Annual Percentage Rate. 

Rates vary and are determined by credit score. To qualify for “as low as APR,” must borrow a minimum of $3,500 new money. 

Personal Loan Terms: Based on creditworthiness. Rates range from 5.90% APR minimum to 17.95% maximum APR. Repayment period ranges from 12 months minimum to 60 months maximum. Payment Example: 60 monthly payments of $96.65 per $5,000 borrowed at 5.90% equals the total loan cost of $793.00

Today's Rates

Visa Credit Card Balance Transfer

AS LOW AS


9.50% APR
Home Equity Loans

AS LOW AS


2.905% APR
Home Equity Lines of Credit

AS LOW AS


1.99% APR
Personal Loans

AS LOW AS


6.75% APR

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