It Makes Sense To Belong! Learn Why >

Share and Certificate Secured Loans

Share/Certificate Secured Loans

Use your Share Savings or Share Certificate as collateral for the loan. You’ll save with low rates; and, it’s ideal for establishing or repairing damaged credit. Borrow without worry, and choose from a variety of terms.

  • Use your Share or Certificate Account as collateral
  • Secure a low rate
  • Funds on deposit continue to earn dividends

Certificate Secured Loans

APR = Annual Percentage Rate. Max:  Certificate Balance. Term of loan shall not exceed term of certificate.

Info and/or TermsAPR
Up to 36 monthsas low as4.25%
37 - 60 monthsas low as5.00%

Share Secured Loans

APR = Annual Percentage Rate. Max: Share Balance

Info and/or TermsAPR
Up to 36 monthsas low as3.25%
37 - 60 monthsas low as3.75%
61-120 monthsas low as4.75%


Apply Now

Click here 24 hours a day to start your application. You can also call 717-264-6506 (option 2) for a representative to take your application by phone.


Today's Rates

Visa Credit Card Balance Transfer


9.50% APR

You are now leaving 1st Ed Credit Union

1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL