First Time Online Banking Login Information:
- Your Login Id will be your Member Number
- You can contact us at 717-264-6506 to request a temporary password or click “Online Banking Signup” on the Online Banking Login on our homepage.
Click here for step-by-step instructions on how to set up your Online Banking for the first time.
What You Can Do Online
Once you have logged into Online Banking, you will see the home screen that shows your accounts and balances.
Use the left side menu to:
- Transfer between your 1st Ed accounts
- Make a loan payment
- Request a check withdrawal
- View your history
- You can view transactions within the last 12 months
- Find tax documents that we have sent you
- Stop a draft payment
- Send us a secure message
- Stop an Electronic Funds Transfer (EFT)
- This would allow you to stop an automatic debit transaction from coming out of your account.
- X Transfer = Transfer from your 1st Ed account to another 1st Ed account
- You will use this to transfer to your joint accounts without having to use a password or to any other 1st Ed member accounts by using a cross-account password.
- You can set a Cross Account Transfer Password to allow other 1st Ed members to transfer into your account. If they are not a joint member, they cannot transfer to your account without this password.
- Make an advance from your Home Equity Line of Credit or Fast Cash Line of Credit
- Minimum advance for Home Equity Line of Credit is $500
- Minimum advance for Fast Cash is $250
- X Loan Payments = Payments from your 1st Ed account to another 1st Ed member’s loan
- You will use this to make a loan payment from your 1st Ed account to your joint accounts without a password or other 1st Ed member’s loans by using a cross account password.
- You can set a Cross Account Transfer Password to allow other 1st Ed members to make a payment to your loan. If they are not a joint member, they cannot make a payment to your loan without this password.
- Set up automatic transfers between your 1st Ed accounts and loans
- Use Bill Pay to pay any bills you have outside of 1st Ed Credit Union
- Change your account settings with Member Options
- This is where you can change your Password, Login Id, Challenge Questions and create a Cross Account Transfer Password
- Set up alerts with m*Teller
Joint Accounts
You will not be able to view all your accounts on the home screen in the same manner as you could before. To view your joint accounts – use the upper-right drop-down menu to switch between accounts (click the image below to make it bigger). If your joint account does not have access to online banking, you will not be able to view their account until it is enabled.
Transferring between Joint Accounts
- Click the X Transfers button on the left side menu of the Online Banking home screen.
- Enter the Joint Account number and disregard the password.
- If you get a message that you need to enter a password, contact the credit union at 717-264-6506 or email msr@1edcu.org.
- Click next and you will be able to transfer from your account to your joint account(s).
Making loan payments to Joint Accounts
- Click the X Loan Payments button on the left side menu of the Online Banking home screen.
- Enter the Joint Account number and disregard the password.
- If you get a message that you need to enter a password, contact the credit union at 717-264-6506 or email msr@1edcu.org.
- Click next and you will be able to make a payment from your account to your joint loan(s).