Back-to-School Savings

Save Smarter this School Year!

As a credit union rooted in education, we always have students and educators in mind. This school year, membership at 1st Ed pays in more ways than one!

Students:

Receive $25* when you open a savings account at 1st Ed, and enter to win a $50 gift card to prepare for the year ahead!

 

School Employees:

Receive $50* when you open your new checking account with a debit card, plus we’ll make the $5 opening deposit for you! Then, receive an additional $50* when you enroll in eStatements with Online Banking and set up a direct deposit of $300 or more. That’s $105* to start your school year on the right track, plus you can enter to win a $150 gift card to get your classroom ready!

At 1st Ed, membership is always a smart choice. Here’s just a few reasons why:

 

• Online Banking and Mobile App
• Free Visa Debit Card with contactless tap-to-pay functionality and access to over 30,000 surcharge-free ATMs nationwide
• 24/7 debit card control with SmartWallet, our new card manager!

 

• Bill Payer
• e-Statements
• Earn rewards points with our debit rewards
• Student loans and annual scholarships for graduating students

Checking

Info and/or Terms	Interest Rate	APY
Checking ($100 Min.)	0.05%	0.050%

*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $100 minimum balance required to earn interest on account.

Share Savings

Info and/or Terms	Interest Rate	APY
Regular Shares	0.05%	0.050%
Special Shares	0.05%	0.050%

*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.  $5 minimum opening balance held as membership share and cannot be withdrawn without closing membership.

It’s easy and convenient:

Open Your Account Today!

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You must at least 14 years old to open a checking account/debit card with a parent/guardian.

Student disclosure: *Must be a new member with no previous relationship with 1st Ed Credit Union. $5 of the initial deposit will be put on hold as a membership share and cannot be withdrawn without closing the membership. Entire new membership incentive will be revoked when a membership is closed within 12 months of opening. Offer valid for students at participating school districts only. Cannot be combined with any other offers; offer subject to change or terminate at any time without prior notice. May receive a 1099-INT for tax purposes. Deposits are insured by NCUA up to $250,000. Not a member? Visit https://www.1edcu.org/about-us/membership/ to see if you qualify.

Faculty disclosure: **Member must not have had a previous checking account with 1st Ed Credit Union to receive incentive. Member must be a new member with no previous relationship with 1st Ed Credit Union to receive $5 savings incentive. Initial $50 incentive will be deposited upon opening of new checking account with debit card; additional $50 incentive deposited upon posting of direct deposit of at minimum $300. Entire incentive will be revoked when membership is closed within 12 months of opening; $300 direct deposit must remain in place for 12 months from checking account open date or incentive will be revoked. Offer valid for staff of participating school districts only. Cannot be combined with any other offers; offer subject to change or terminate at any time without prior notice. May receive a 1099-INT for tax purposes. Deposits are insured by NCUA up to $250,000. Not a member? Visit https://www.1edcu.org/about-us/membership/ to see if you qualify.