Not all checking accounts are the same, and as the source of your daily transactions, it’s important to choose one that makes you feel good. Your checking account should provide total transparency, because, frankly, no one likes surprises when it comes to their money. At 1st Ed Credit Union, we like to encourage our members to create something special with Feel Good Checking — our flexible checking account that can help you save time and money. Take a look at the benefits of a checking account with 1st Ed Credit Union.
Visa Debit Card Perks
Your purchasing possibilities are endless with a Visa debit card in your wallet. Transactions are deducted directly from your checking account, so making purchases online or in-store doesn’t come with any surprises. Need to access cash on-the-go? With 32,000 surcharge-free ATMs nationwide, you can feel good about taking out bills when you need them.
Online and Mobile Banking
As your trusted financial institution, 1st Ed Credit Union aims to provide you with the most seamless money management experience. That’s why we offer mobile and online banking to stay on top of your account summaries, make deposits or transfers, pay your bills, and more. As much as we love to see our members’ smiling faces, the convenience of online and mobile banking means you may never have to stop by one of our branches again.
1st Ed Reward Points
So long to the days where you opt for a credit card purchase just to rack up some points. At 1st Ed Credit Union, expect to earn rewards on credit and debit card transactions. Your everyday purchases will be rewarded in the form of 1 point for every $4 in debit signature transactions, with the exception of PIN transactions. So what can these points be used for? Redeem them for merchandise, travel, gift cards, cash back, event tickets, charitable donations and more.
What’s worse than an account that has dropped below zero? An overdraft fee on top of it. With overdraft protection from your Savings, Money Market, and Home Equity Line of Credit, your checks will always be paid, even if you run into insufficient funds within your checking account. It’s smart to have a back-up!
Extra Money in Your Pocket
Feel Good Checking at 1st Ed Credit Union requires zero minimum balance — which means you can focus solely on building your account. The account also earns dividends when you maintain $100. With no monthly service fees and unlimited check writing, your routine money management process won’t cost you a dime. Score!