What was initially thought to be a mere 5% of Wendy’s fast-food locations hit by the criminal minds that put your good credit at risk, has now expanded to impact at least 1,025 nationwide stores – at least 34 of them located in Pennsylvania.
Wendy’s is placing blame for the breach on an unnamed third-party that serves franchised Wendy’s locations, stating a service provider having remote access to the compromised cash registers got hacked. Sound familiar? It’s all too reminiscent of the Target and Home Depot breaches from not that long ago.
What to do if your card was used at one of the impacted locations
Wendy’s is recommending you remain vigilant for incidents of fraud and identity theft by reviewing credit and debit card statements and monitoring your credit report for unauthorized activity. To assist, they are also offering one year of complimentary fraud consultation and identity restoration services to anyone who may potentially be impacted.
While this is a typical response to a company’s data breach, although most have included credit monitoring, is it enough? Yes, be vigilant. Yes, monitor your credit report. However, your information may not be used for months or even years later. Will you continue to be vigilant? Is that all you need to do?
A Proactive Approach is Best
Identity theft is a real concern. Just one piece of your stolen information can impact you for years to come. Credit monitoring, especially on your own, isn’t enough. A comprehensive identity protection solution can be your savior, and why 1st Ed Credit Union has partnered with SHERPA® Identity Protection to provide this critical identity protection service to our members. Their service goes beyond standard credit monitoring to include a multi-layered approach to protecting identities—credit monitoring, internet surveillance, lost wallet protection, full-service identity and credit restoration, and up to $1 million in insurance protection.
Learn how you can take action today to prevent yourself from becoming a victim tomorrow by visiting SHERPA® Identity Protection.