- Track Your Spending – No matter how large or small every penny counts.
- Save – Set up auto transfers into your savings from your payroll and you won’t even think about it.
- Pay Down Debts – Pay off your highest interest rate debts first to save money in the long run.
- Create An Emergency Fund – You never know what will happen in the future, save for emergencies so you won’t have to use credit cards or take on more loans.
- Make Room For Fun – Don’t take out all the fun in your budget. Plan accordingly for nights out and vacations.