Personal Loans
This loan offers the ideal solution when there’s no collateral to use as security. You simply provide your signature as a promise to repay. The loan provides a lump sum to use for any need. You’ll lock into a fixed rate and make equal monthly payments over a set period.
An affordable loan for any need:
- Credit card and other debt consolidation
- Minor home improvements
- Car repairs, medical bills, special purchases
- Vacations
- Weddings
- Higher Education
Have loan security with 1st Ed Credit Union’s Protection Plus
Personal/Signature
Rate may vary. Interest rate determined by credit score.
| Info and/or Terms | APR | |
|---|---|---|
| Up to 72 mos. | as low as | 7.95% |
Share Secured Loans
Use your Share Savings or Share Certificate as collateral for the loan. You’ll save with low rates; and, it’s ideal for establishing or repairing damaged credit. Borrow without worry, and choose from a variety of terms.
- Use your Share or Certificate Account as collateral
- Secure a low rate
- Funds on deposit continue to earn dividends
Share Secured Loans
| Info and/or Terms | APR | |
|---|---|---|
| Up to 7 Years (Min: $0 - Max: Share Balance) | as low as | 3.00% |
Click here 24 hours a day to start your application. You can also fax your application to 717-264-1441 or call 717-264-6506 (option 2) for a representative to take your application by phone.