A Money Market Account from 1st Ed is a terrific choice if you want to earn dividends without locking in your funds.
You gain the best of both worlds, plus you have peace of mind with NCUA coverage. You can also make withdrawals or write checks from the account.
- Low $500 minimum balance
- Excellent dividends, compounded and credited monthly
- Make up to six transfers or withdrawals per month*
- Withdrawals can be made via pre-authorized, automatic, or Internet transfer or by check**
- Make unlimited deposits
Earn a high dividend and still enjoy access to your cash.
Open Your Money Market Today!*Savings Accounts are subject to Regulation D. Regulation D limits the number of electronic savings account transfers to six (6) per month. Any savings account that goes over the six (6) transfers will receive a Regulation D fee. Learn more about Reg D here. See our Fee Schedule for current Reg D fees.
Money Markets
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| Money Market ($500 Min.) | 0.250% | 0.250% |
*APY=Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $500 minimum balance required to earn interest on account.
**Minimum check amount is $500; checks written for less than $500 will be returned not paid, and an overdraft fee per item will be assessed. Once the monthly six (6) transfer withdrawal/check limit has been reached, all subsequent checks presented during the month will be returned not paid, and an overdraft fee per item will be assessed. Any transfer or withdrawal after the monthly limit will make your account subject to an overdraft fee as stated in the Fee Schedule.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.
You must be at least 18 years old to open a money market account without a joint account holder.