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Deposits

Deposits

At 1st Ed, we know that saving money isn’t always easy.

That’s why we offer an array of savings products to help you get the highest return for your money. You can also feel confident knowing your funds are federally insured up to $250,000 by the NCUA. Talk with us today. We can help review your options and discuss your personal financial goals.

Deposit Rates

View our current rates to help you earn more for your money.

Share Savings

It’s your primary account at 1st Ed. Just $5.00 is required to keep your membership open and active.

Club Accounts

Save for holiday and vacation expenses throughout the year. Make deposits in person, through automatic transfers, payroll deduction, or direct deposit – at your convenience.

IRAs

You can save for the future and set specific strategies to reach your goals. Save for retirement, your child’s education, or another worthwhile purpose. At 1st Ed, we offer the IRA choices you need.

Education Savings Accounts

The Coverdell Education savings account enables you to save up to $2,000 per child per year while contributions are made with after-tax funds. Earnings and withdrawals are tax-free for qualified educational expenses.

Certificates

Earn a higher rate on your deposit when you invest for a set period. Certificates of Deposit (CDs) are turnkey and easy to open. Simply agree to keep an amount on deposit for a specific term.

Money Markets

You’ll benefit from earning dividends and peace of mind with NCUA insurance, without locking up your money. A Money Market Account enables you to access your money when you need to.

Direct Deposit

Your pay is electronically deposited and immediately available. It’s the safest and most convenient method of deposit. It also offers money management benefits, like automatic loan payments and checking deposits.

NCUA Insurance

Your savings are federally insured upto $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

Kids’ Accounts

Invest in your child’s future with a Youth Savings Account. By teaching children to save at an early age, we instill confidence in reaching goals and other life skills.

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