A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term.
When it comes to investing, you can choose from a number of flexible CD options.
- Minimum opening deposit of $500
- Dividends compounded and credited monthly
- Terms of 12, 24, 36 or 60 months
- Open a new CD or make transactions to an existing CD by phone
- Monitor your funds online
Early withdrawals are subject to penalty. Earnings (dividends) may be withdrawn or transferred into another account without penalty.
Minimum Deposit: $500
Certificate rates can change at any time.
An early withdrawal creates a penalty in the amount of $25 + 90-days’ dividend. Penalty may invade principal
*APY indicates Annual Percentage Yield. APR indicates Annual Percentage Rate. Dividends on share accounts are paid out of current earnings and by Federal Regulation cannot be guaranteed. The stated regular and other share rates were paid the preceding month/quarter based upon earnings and cannot be guaranteed for this month. Contact any employee for information on applicable fees and terms. Fees could reduce earnings on the account.
|Info and/or Terms||APY||APR|
|5-Year Share Certificate||1.460%||1.45%|
|3-Year Share Certificate||0.753%||0.75%|
|2-Year Share Certificate||0.602%||0.60%|
|1-Year Share Certificate||0.401%||0.40%|
Enjoy the guaranteed earnings of a CD at 1st Ed.Open Your Certificate Today!
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.