Current CD & Certificate Rates
Our certificate rates are fixed for the length of your term, so your earnings are locked in the moment you open your account. You’ll find our current CD rates in the tables below — generally, longer terms earn more, and every certificate is federally insured by the NCUA up to applicable limits.
Share Certificates
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| 1-Year Share Certificate | 1.539% | 1.550% |
| 2-Year Share Certificate | 1.638% | 1.650% |
| 3-Year Share Certificate | 1.687% | 1.700% |
| 5-Year Share Certificate | 1.884% | 1.900% |
*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.
Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Early withdrawal penalties apply. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate.
Not valid with any other offer. Must be a member. Other restrictions apply. Rates and terms subject to change at any time without prior notice. Offer may terminate at any time without prior notice. Deposits are insured by NCUA up to $250,000.
Special Certificates
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| 8-Month Share Certificate | 3.832% | 3.90% |
| 13-Month Share Certificate | 3.542% | 3.60% |
*APY=Annual Percentage Yield. APY is based on the opening balance of the CD. $5,000 minimum balance required to open account; CD opening balance not to exceed $500,000. IRA CDs are not eligible for the 8-month CD.
Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Early withdrawal penalties apply. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate.
Not valid with any other offer. Must be a member. Other restrictions apply. Rates and terms subject to change at any time without prior notice. Offer may terminate at any time without prior notice. Deposits are insured by NCUA up to $250,000.
