A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term.
When it comes to investing, you can choose from a number of flexible CD options.
- Minimum opening deposit of $500
- Dividends compounded and credited monthly
- Terms of 12, 24, 36 or 60 months
- Monitor your funds online
Early withdrawals are subject to penalty. Earnings (dividends) may be withdrawn or transferred into another account without penalty.
Enjoy the guaranteed earnings of a CD at 1st Ed.
Minimum Deposit: $500
Certificate rates can change at any time.
An early withdrawal creates a penalty in the amount of $25 + 90-days’ dividend. Penalty may invade principal
*APY indicates Annual Percentage Yield. Contact the credit union for information on applicable fees and terms. Fees could reduce earnings on the account.
**APY=Annual Percentage Yield. Promotional offer effective 11/15/18 and subject to change or end at any time. Must be new money. Offer not valid on IRA certificates. Minimum certificate purchase amount: $5,000. After maturity, certificate will automatically renew as a 36-month certificate at the prevailing rate, unless member indicates otherwise. Subject to penalty for early withdrawal. Penalty may reduce earnings on account. Federally Insured by NCUA.
|Info and/or Terms||Interest Rate||APY|
|1-Year Share Certificate||1.15%||1.156%|
|2-Year Share Certificate||1.40%||1.409%|
|3-Year Share Certificate||1.95%||1.968%|
|5-Year Share Certificate||2.25%||2.273%|
|38-Month Share Certificate Special**||2.472%||2.50%|
Accounts are subject to Regulation D. Learn more here.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.