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A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term.

When it comes to investing, you can choose from a number of flexible CD options.

  • Minimum opening deposit of $500
  • Dividends compounded and credited monthly
  • Terms of 12, 24, 36 or 60 months
  • Open a new CD or make transactions to an existing CD by phone
  • Monitor your funds online

Early withdrawals are subject to penalty; however, earnings may be withdrawn or transferred into another account without penalty.

Share Certificates

Minimum Deposit: $500

Certificate rates can change at anytime.
An early withdrawal creates a penalty in the amount of $25 + 90-days’ dividend. Penalty may invade principal

Info and/or TermsAPYAPR
5-Year Share Certificate1.409%1.40%
3-Year Share Certificate0.652%0.65%
2-Year Share Certificate0.551%0.55%
1-Year Share Certificate0.351%0.35%

Enjoy the guaranteed earnings of a CD at 1st Ed.

Open Your Certificate Today!
Accounts are subject to Regulation D. Learn more here.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.

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