1st Ed Credit Union loans are offered for a variety of programs and are tailored to meet your financial need. Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options. Rest easy knowing all loan decisions are made locally, by people who care about you. Start your application today by phone, fax, online or in person.
Apply for a Loan – Complete your loan application anytime, anywhere.
Loan Rates – View our current rates to help you save on your next loan.
Vehicle Loans – Excellent rates and terms will keep payments manageable on your next vehicle loan. We can also preapprove you before you go car shopping.
RV & ATV Loans – Enjoy the great outdoors with a low-cost RV, ATV, snowmobile or trailer loan. Competitive rates and terms will help you get the toy you want.
Home Equity Loans / Lines – Use the equity in your home for renovations, debt consolidation, or to make a large purchase. Home Equity loans and lines offer a low-cost financing alternative to take care of all your lending needs. You may also qualify for important tax benefits to help you save even more.
Mortgages – 1st Ed offers a full line of Mortgage options for a new home purchase or easy refinance. View our range of products; terms vary from 10 to 40 years and rates remain exceptionally low.
Personal Loans – An ideal solution when there’s no collateral to secure the loan, your signature is used as a promise to repay. Personal Loans can be established as a one-time, lump sum option, or revolving credit line to access anytime.
Visa Credit Cards – Our no annual fee Classic and Platinum Visa Credit Cards give you the benefit of worldwide purchasing power, but with affordable features and low fixed rates to help you save.
Verified by Visa – This unique program can prevent unauthorized purchases by helping ensure only you can use your Visa Card online. Verified by Visa works with the 1st Ed card you already have; simply create a unique password to confirm your identity.
Loan Calculator – Use this helpful tool to make payment comparisons, view payoff calculations, and loan amortization schedules.