Mother and daughter meeting with loan officer- membership at 1st Ed


1st Ed Credit Union loans are offered for a variety of programs and are tailored to meet your financial needs.

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options.  Rest easy knowing all loan decisions are made locally, by people who care about you. Start your application today by phone, fax, online or in person.

Complete your loan application anytime, anywhere.

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Loan Rates

View our current rates to help you save on your next loan.

Vehicle Loans

Excellent rates and terms will keep payments manageable on your next vehicle loan. We can also pre-approve you before you go car shopping.

RV & ATV Loans

Enjoy the great outdoors with a low-cost RV, ATV, snowmobile or trailer loan. Competitive rates and terms will help you get the toy you want.

Home Equity Loans / Lines

Use the equity in your home for renovations, debt consolidation, or to make a large purchase. Home Equity loans and lines offer a low-cost financing alternative to take care of all your lending needs. You may also qualify for important tax benefits to help you save even more.


1st Ed offers a full line of Mortgage options for a new home purchase or easy refinance.

Personal Loans

An ideal solution when there’s no collateral to secure the loan, your signature is used as a promise to repay.

Visa Credit Cards

Our no annual fee Classic and Platinum Visa Credit Cards give you the benefit of worldwide purchasing power, but with affordable features and low fixed rates to help you save.

Loan Calculator

Use this helpful tool to make payment comparisons, view payoff calculations, and loan amortization schedules.

1st Ed Credit Union sign- Hanover branch

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