Kids’ Accounts | 1st Ed Credit Union
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Kids’ Accounts

Kids’ Savings Accounts

Father and young daughter adding coins to a piggy bank

Invest in your child’s future with a Youth Savings Account.

By teaching children consistent savings habits early, we can instill confidence in reaching goals and taking on responsibility. It’s a gift that provides returns for a lifetime! Watch as your children learn the basics of money and transition to become financially responsible adults.

Youth Members Receive:

  • Dividends compounded and credited monthly
  • $1 earned for every A on year-end report cards (up to $5) for members ages 12 and under.

This savings account can be opened in your child’s name joint with a parent or guardian. Just a $5.00 deposit is required to keep the account open and active. Get your child started on a strong financial future. Open your child’s Youth Savings Account today!

Open a Youth Account Today!

Share Savings

Info and/or Terms Interest Rate APY
Regular Shares 0.05% 0.050%
Special Shares 0.05% 0.050%

*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.  $5 minimum opening balance held as membership share and cannot be withdrawn without closing membership.


You must be at least 14 years old to open a savings account without a joint account holder. All you need is your Student ID and Social Security Card.

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