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Fee Schedule

Fee Schedule

Effective December 1, 2023

Account Maintenance

Additional Account Statement Printout $3.00
Account Research (per 1/2 hour, minimum – $35.00) $35.00
Invalid Address/Returned Mail (per month) $6.00
Account Reconcilement (per 1/2 hour, minimum – $15) $15.00
*Paper Statements (per statement mailed) $2.00
Exclusions: Members <18 years of age-no charge Members > or=65 years of age-no charge and Business, Organizational, Trust and Estate Accounts-no charge

Certificates of Deposit or IRA

(Not Including Required Minimum Distributions)

Early withdrawals from CD’s / IRA CD’s (plus 180 days interest) $25.00

Charge Backs

Return of items drawn on member’s account at another financial institution $30.00

Consumer Savings and Checking Accounts
(Includes Money Market and Special Savings Accounts)

Overdraft Item (non-sufficient funds or overdraft item paid) $36.00
*Courtesy Pay (overdraft item) $36.00
*Overdraft Transfer from Savings (Reg D may apply) $5.00 per transfer
Check Orders Varies on style ordered
Check copy (per item) (free via Online Banking) $2.00 per item
Stop Payment-to place and release (free when processed through online banking)
1st Check, if funds are available $25.00
2 or more checks in a series, single order $25.00
1st Check, if funds are not available $35.00
Holiday/Vacation Club (withdrawals prior to annual payout) $15.00

Credit Cards

Late Charge (payments received after the 28th of the month) $25.00
Replacement card $15.00
Special mailing of a new card
(Overnight – once processed**) $55.00
(2nd day – once processed**) $30.00

Gift Cards

Per card $3.95

Debit Cards

Replacement card $15.00
Special mailing of a new card
(Overnight – once processed**) $55.00
(2nd day – once processed**) $30.00

Drive Up Teller

Service call due to excess coin/other items in tube $100.00
Taking carrier from drive up tube (if carrier not returned to credit union within 24 hours) $100.00

Foreign Checks

Processing fee per item (fee may vary based on country of origin) $10.00

Garnishment or Levy

Each notification (includes child support notices) $125.00

Inactive Accounts

Monthly Charge (Dormant Fee) (assessed when the following conditions exist) $5.00
No activity in 12 months
No loan balances
Minor accounts excluded
Unclaimed property processing fee $25.00


Late charge after 15 days (excludes credit cards and home equity lines of credit) 5% of the monthly principal & interest payment due
Late Charge Credit Cards and Home Equity Lines of Credit $25.00
Lien/Title Encumbrance cost charged by state
*Mortgage Subordination Agreement $250.00
Skip-A-Payment (per loan/month skipped-certain rules do apply) $35.00


Par value share (minimum that must be maintained in share account) $5.00

Wire Transfers

Incoming Wires
Domestic/Foreign $15.00
Outgoing Wires
Domestic $25.00
Foreign $40.00
Tracers $35.00

Official Checks

Cashier’s Check (a check made payable to anyone other than the member, excludes tuition expenses) $7.00

Money Orders

Per item $3.00


Photocopy of any document already provided (i.e. loan documents, 1099’s, 1098’s) $2.00

ALL fees and terms are subject to change.

*Indicates a change in fee.

**Card orders take two business days to process. Overnight and 2nd day mailing options are available once the card has been processed and is ready for mailing/shipping.

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