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Fee Schedule (Effective December 1, 2015)

Account Maintenance

**Additional Account Statement Printout $2.00
Account Research (per 1/2 hour, minimum – $35.00) $35.00
**Invalid Address/Returned Mail (per month) $5.00
Account Reconcilement (per 1/2 hour, minimum – $15) $15.00

Certificates of Deposit or IRA
(Not Including Required Minimum Distributions)

**Early withdrawals from CD’s/IRA CD’s (plus 90 days of interest) $25.00

Charge Backs

  Return of items deposited to a member’s account $15.00
 Return of items drawn on member’s account at another financial institution $30.00

Consumer Share and Share Draft Accounts
(Includes Money Market and Special Savings Accounts)

Excessive withdrawals after Reg D limit (excludes Share Draft Accounts) $30.00
Overdraft Item (non-sufficient funds or overdraft item paid) $35.00
*Overdraft Transfer from Savings (reg D may apply) $2.00 per transfer
Check Orders Varies on style ordered
**Check copy (free via Online Banking) $2.00 per item
Stop Payment-to place and release (free when processed through online banking)
1st Check, if funds are available $15.00
2 or more checks in a series, single order $15.00
1st Check, if funds are not available $30.00
Holiday Club
(withdrawals prior to annual pay out)

Credit Cards

Charge back payment returned for non-sufficient funds $30.00
Late Charge (payments received after the 15th of the month) $25.00
Replacement card $15.00
**Special mailing of a new card or PIN mailer
Overnight $55.00
2nd day $30.00
**Special mailing of a new card and PIN mailer combined (overnight) $85.00

Gift Cards

*Per card $3.00

Debit Cards

Replacement card $15.00
**Special mailing of a new card or PIN mailer
Overnight $55.00
2nd Day $30.00
**Special mailing of anew card and PIN mailer combined (overnight) $85.00

Drive Up Teller

 Service call due to excess coin/other items in tube
Taking carrier from drive up tube (if carrier not returned to credit union within 24 hours) $100.00

Foreign Checks

Processing fee per item (fee may vary based on country of origin) $10.00 minimum

Garnishment or Levy

**Each notification (includes child support notices) $125.00

Inactive Accounts

Monthly Charge (assessed when the following conditions exist) $5.00
No activity in 12 months
No loan balances
Total Shares under the account number <$500
(Minor accounts excluded)
Unclaimed property processing fee $25.00


Late charge after 15 days (excluded credit cards)
Consumer/Mortgage $25.00
*Lien/Title Encumbrance (cost charged by state) Varies by State
**Mortgage Subordination Agreement $175.00


Par value share (minimum that must be maintained in share account) $5.00
New account closure (when closed within 6 months of opening) $5.00

Money Orders

**Per item $2.00

Official Checks

Cashier’s Checks (a check made payable to anyone other than the member, excludes real estate and tuition expenses) $5.00


**Photocopy of any document already provided ((i.e. loan documents, 1099’s, 1098’s) $2.00

Wire Transfers

Incoming Wires $15.00
Tracer $35.00
Wire Transfer Out $25.00

ALL fees and terms are subject to change without revising and re-distributing a Fee Schedule Pamphlet

*Indicates a new fee

**Indicates a change in fee

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