Couple meeting with loan officer- About 1st Ed

About Us

About Us

We look forward to providing you and your family with the very best financial services.

Member-owned, 1st Ed Credit Union is a full-service financial institution serving school employees and their families in Adams, Cumberland (except West Shore, Camp Hill, East Pennsboro, Mechanicsburg, and Cumberland Valley), Franklin, Fulton, and York counties. We also serve the employees of a variety of partner companies within this area. If you work for one of the school districts or partner companies we serve, you’re eligible to become part of our financial family.

Couple filling out loan application with the help of loan officer

Mission Statement

Our purpose is to provide our members with quality and diverse services, as well as personal attention to their financial needs. We strive for continued growth while maintaining financial stability.

Our History

We began from the aspirations of founding fathers Roger G. Mowrey, D. Frank Stewart, Ralph I. Shockey, and Jerry Allen. Their vision became reality when we opened our doors in 1938 as Franklin County Teachers Credit Union – laying the groundwork for our innovative and thriving credit union. Today, we serve more than 6,500 members – school employees, students, and their families, and a growing array of employees from our partner companies.

We’ve seen many changes during our history by expanding to become a full-service financial institution. We’ve grown to serve a multitude of school districts and employees of neighboring companies. Our name change in 2010 reflects our growth and fresh approach to serving you. 1st Ed Credit Union represents who we are today and our core philosophy since our beginning.

Teller assists a customer with a loan application

Why Join a Credit Union

Credit unions are not-for-profit financial cooperatives. 1st Ed Credit Union was formed to serve you, our members – not to earn profits for shareholders. Instead, earnings are returned to you in the form of lower loan rates, higher interest on deposits, and lower fees. We’re here to serve your financial needs.

As an example of economic democracy, each member has equal ownership. At 1st Ed, you’re both a member and an owner! Our “people helping people” philosophy also encourages community spirit, goodwill, and active engagement with values we support.

Join Now

You are now leaving 1st Ed Credit Union

1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL