1st Ed Credit Union membership

Why Join a Credit Union

Why Join a Credit Union

Teller assists a customer with a loan application

Credit unions are not-for-profit financial cooperatives.

1st Ed Credit Union was formed to serve you, our members – not to earn profits for shareholders. Instead, earnings are returned to you in the form of lower loan rates, higher interest on deposits, and lower fees. We’re here to serve your financial needs.

As an example of economic democracy, each member has equal ownership. At 1st Ed, you’re both a member and an owner! Our “people helping people” philosophy also encourages community spirit, goodwill, and active engagement with values we support.

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