It Makes Sense To Belong! Learn Why >

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5.90% APR*

For the LIFETIME of the Balances Transferred

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We Want More Members Like You!

Refer Us and We'll Deposit up to $75 into Your Account*

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Certificate Special

Limited Time Offer

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Auto Loans As Low As

1.99% APR*

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options:

Become a Member

Join our Chambersburg or Greencastle credit union! School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 55,000
Surcharge-Free ATMs, your money is there when you need it.

CO-OP ATM Locator:

Click to find more surcharge-free ATMs:

CU$ available at 1st Ed - a Chambersburg PA credit union.1edcu-star1st Ed is a Franklin County Credit Union.

Recent News

MoneyPass

Save ATM fees with the surcharge-free MoneyPass® ATM!

No one likes to pay ATM fees for their money. That’s why your 1st Ed Credit Union card offers surcharge-free ATM access to over 32,000 MoneyPass ATMs coast to coast. This means you can save around…

credit union members get $100 cash for every new line activated with Sprint*. Get Cash Rewards. Love My Credit Union Rewards.

There are more reasons than ever to love being a member of 1st Ed

There are more reasons than ever to love being a member of 1st Ed Credit Union. Your credit union membership is about the trust and care of the community, built around where you live, work and…

Web post featured images_fraud

Identity Thieves Don’t Take A Vacation.

Neither Does SHERPA®! The start of a busy summer travel season is underway. Booking online, making purchases and even stopping for gas can become hot targets for identity thieves. Do more to protect your information…

Our Mission

1st Ed is a Chambersburg and Greencastle credit union in PA whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

Learn More

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