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Certificate Special

Limited Time Offer


New Youth Members Get $5*

When They Open an Account in December


2019 Scholarship Applications Are Available!

Apply Today!


Earn up to 3,000 Bonus Points*

All You Have to do is Spend!


Earn 8,000 Bonus Reward Points*

With Qualified Spending

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options:

Become a Member

School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 55,000
Surcharge-Free ATMs, your money is there when you need it.

CO-OP ATM Locator:

Click to find more surcharge-free ATMs:

CU$ available at 1st Ed - a Chambersburg PA credit union.1edcu-star1st Ed is a Franklin County Credit Union.

Recent News

SHERPA Identity Protection

It’s Prime Shopping Season For You and Identity Thieves

The Holidays are Fast Approaching. You know what that means. Prime shopping season … for you, and identity thieves. A busy holiday season brings forth a variety of identity theft risks that if you’re not…

Add some happy to your holidays with Sprint and Love My Credit Union Rewards

Add Some Happy to Your Holidays With Love My Credit Union Rewards

Just for being a 1st Ed member you can: Get $100 per line in cash rewards for every new line activated with Sprint®­­ —  and, for a limited time, this offer is available for unlimited…

graduate holding graduation cap

1st Ed’s Scholarship Program

Thank you for your interest in 1st Ed Credit Union’s Scholarship Program which gives four $1,500 scholarships to high school students that are seeking higher education.   All Scholarship Application Forms must be postmarked or submitted…

Our Mission

1st Ed is a Chambersburg PA credit union whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

Learn More

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