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Certificate Special

Limited Time Offer


Earn 8,000 Bonus Reward Points*

With Qualified Spending


VISA® Platinum Rewards Credit Card at 8.90% APR*

With No Annual Fees or Balance Transfer Fees

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Protect Yourself

With SHERPA® Identity Protection

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options:

Become a Member

School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 55,000
Surcharge-Free ATMs, your money is there when you need it.

CO-OP ATM Locator:

Click to find more surcharge-free ATMs:

CU$ available at 1st Ed - a Chambersburg PA credit union.1edcu-star1st Ed is a Franklin County Credit Union.

Recent News

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1st Ed Credit Union Members Get Exclusive Discounts from Love My Credit Union Rewards

Everyone loves to save, especially on products and services you use every day.  That’s what Love My Credit Union Rewards is all about.  Members have saved nearly $2 billion in discounts from valued partners through…

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All You Have to Do is Spend!

Earn up to 3,000 Bonus Points with your VISA® Platinum from November 15 through December 31*   Spend $500 and Earn 1,000 Bonus Points Spend $750 and Earn 2,000 Bonus Points Spend $1000 and Earn 3,000 Bonus…

earn 8,000 bonus reward points when you spend $2,000 in the first 3 months when you open a new VISA platinum credit card from 1st Ed

Earn 8,000 Bonus Reward Points*!

Open a new VISA® Platinum credit card and spend $2,000 in the first 3 months you’ll earn 8,000 bonus reward points! Redeem your points for merchandise, travel, gift cards, cash back, event tickets, charitable donations and…

Our Mission

1st Ed is a Chambersburg PA credit union whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

Learn More

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