New Year, New Roads, New Rate- Don't Wait!

Looking for ways to save money in the new year? Get an Auto Loan at 1st Ed as low as 4.99% APR* and make your resolutions a reality!

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Scholarship Season is Here!

Are you (or a loved one) a member of the class of 2026? Our scholarship application is open now, apply for your chance to earn one of 5 $2,000 scholarships to help you make your dreams of higher education a reality.

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Help Us Give Warmth this Winter!

The season of giving is here, and 1st Ed is proud to participate in United Way's Winter Warmth Drive. Visit our Chambersburg or Greencastle branches to drop off your winter warmth donations or nonperishable food contributions to help local families in need.

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Dare to Compare- An affordable HELOC gives you the advantage at 1st Ed!

Do Your Homework & Dare to Compare Local HELOC Rates!

Get an affordable HELOC to unlock your home's potential at 1st Ed Credit Union. Enjoy our low introductory rate of 4.25% APR for 12 months!*

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It Makes Sense to Belong! Leave a Review!

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Today's Rates

3.65% APY

CERTIFICATE SPECIAL

4.99% APR*

AUTO LOANS

11.15%

PERSONAL LOANS UP TO 60 MONTHS

4.25%

HOME EQUITY LINE OF CREDIT

About 1st Ed Credit Union

1st Ed is a Pennsylvania credit union with locations in Chambersburg, Greencastle, and Hanover, whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

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Latest News from 1st Ed

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Your Financial Checklist for the New Year

The end of the year offers a natural moment to pause, reflect, and plan for the future. While you might be setting goals for personal...

Education

Holiday Budget Checklist: Plan, Track, and Save

The air is getting crisp, festive lights are beginning to twinkle, and the scent of pine and cinnamon is just around the corner. The holiday...

Education

Protect Your Money: Common Banking Scams and How to Avoid Them

Protecting your money is our top priority at 1st Ed Credit Union. Scammers are always finding new ways to try to access your personal information...

Card Fraud

Our Top Tips for Getting out of Debt

We know that getting out of debt can be a difficult process, and it can be hard to know where to begin. We are always here to help our members achieve financial wellness in any way we can, so we’ve put together seven steps to help you take control of your finances. Check out our top tips for advice on how to break down the process and get started on the path to a debt-free life.

Check Out Our 7 Strategies

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 32,000 Surcharge-Free ATMs, your money is there when you need it.

Click to find more surcharge-free ATMs:

Mortgages

Vehicle Loans

Home Equity Loans / Lines

Personal Loans

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

Pay Your Loan

Become a Member

Join our credit union which has convenient locations in Chambersburg, Greencastle, and Hanover! School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

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Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options!

Apply Now

View Holiday Closings and Special Hours Here

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