Back-to-School Season is Here!

Save while you shop and set your schedule with a Checking account at 1st Ed.

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Hit the Road This Summer

Beat the Heat with a Better Rate! Auto Loan Rates as low as 5.14% APR*

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Build Your Dreams

With a HELOC from 1st Ed! Possibility. Flexibility. Freedom. 4.25% APR* 12 Month Intro Rate.

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It Makes Sense to Belong! Leave a Review!

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Red-hot savings are here!

Check out our exclusive CD specials before they melt away. 13 Month Certificate of Deposit 4.00% APY*

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Today's Rates

4.00% APY

CERTIFICATE SPECIAL

5.14% APR

AUTO LOANS

11.15%

PERSONAL LOANS UP TO 60 MONTHS

4.25%

HOME EQUITY LINE OF CREDIT

About 1st Ed Credit Union

1st Ed is a Pennsylvania credit union with locations in Chambersburg, Greencastle, and Hanover, whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

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Latest News from 1st Ed

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Top Strategies for Building Wealth in Your 30s and 40s

Your 30s and 40s mark a time when life starts to come into sharper focus, both personally and financially. These years are often a balancing...

Education

Financial Literacy for Kids: Practical Tips They Should Know

Teaching kids about money is one of the best ways to prepare them for a financially secure future. Whether you're in elementary school or about...

financial education

Home Equity Loan vs HELOC: Which Option Is Right for You?

Thinking about using your home’s equity to fund a big project or cover an unexpected expense? You’re not alone. Many homeowners rely on their home’s...

Home Equity Loans

Our Top Tips for Getting out of Debt

We know that getting out of debt can be a difficult process, and it can be hard to know where to begin. We are always here to help our members achieve financial wellness in any way we can, so we’ve put together seven steps to help you take control of your finances. Check out our top tips for advice on how to break down the process and get started on the path to a debt-free life.

Check Out Our 7 Strategies

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 32,000 Surcharge-Free ATMs, your money is there when you need it.

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Mortgages

Vehicle Loans

Home Equity Loans / Lines

Personal Loans

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

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Become a Member

Join our credit union which has convenient locations in Chambersburg, Greencastle, and Hanover! School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

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Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options!

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