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Buy Your Dream Car

Need a new car? We can make it happen with our affordable vehicle loans. At 1st Ed Credit Union, we offer excellent rates to keep your payments manageable. We can also pre-approve you for a loan before you go car shopping. You’ll save time and negotiate a better deal – just like a cash buyer.

  • Save with competitive rates
  • No down payment required
  • Get pre-approved for the loan for bargaining power
  • Apply online, in person, by phone, or fax
  • Make convenient payments online
  • Have loan security with GAP Plus & 1st Ed Credit Union’s Protection Plus

It Pays To Compare

A loan from 1st Ed almost always cost less than the competitors’. You’ll save with reasonable rates and terms. When reviewing your loan options, consider the money-saving features we offer at 1st Ed:

  • No prepayment penalties
  • No application fees
  • Simple interest – you only pay interest for the time you borrow the money

New Or Used Autos / Cars / Trucks / Motorcycles

APR = Annual Percentage Rate. APR and loan approval based on creditworthiness, loan term, and age of collateral.

Info and/or TermsAPR
Up to 36 low as1.99%
37 - 60 low as2.25%
61 - 72 low as2.75%
Apply Now

Click here 24 hours a day to start your application. You can also call 717-264-6506 (option 2) for a representative to take your application by phone.

Loan Tips

Items needed when applying for:

A new Automobile, Motorcycle or Recreational Vehicle Loan:

    • Purchase and Sales Agreement
    • Current Pay Stub

A used Automobile, Motorcycle or Recreational Vehicle Loan:

    • Copy of certificate of title with vehicle identification number and proof that the vehicle is not a salvage/reconstructed vehicle

If your loan is approved prior to funds being disbursed, an insurance binder with the appropriate coverage showing 1st Ed Credit Union as lien holder will be required.

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