Share Certificates
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| 1-Year Share Certificate | 1.539% | 1.550% |
| 2-Year Share Certificate | 1.638% | 1.650% |
| 3-Year Share Certificate | 1.687% | 1.700% |
| 5-Year Share Certificate | 1.884% | 1.900% |
*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.
Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Early withdrawal penalties apply. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate.
Not valid with any other offer. Must be a member. Other restrictions apply. Rates and terms subject to change at any time without prior notice. Offer may terminate at any time without prior notice. Deposits are insured by NCUA up to $250,000.
Special 13-Month Certificate
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| 13-Month Share Certificate | 4.169% | 4.250% |
*APY=Annual Percentage Yield. APY is based on the opening balance of the CD. $5,000 minimum balance required to open account; CD opening balance not to exceed $500,000. IRA CDs are not eligible for the 13-month CD.
Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Early withdrawal penalties apply. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate.
Not valid with any other offer. Must be a member. Other restrictions apply. Rates and terms subject to change at any time without prior notice. Offer may terminate at any time without prior notice. Deposits are insured by NCUA up to $250,000.
Money Markets
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| Money Market ($500 Min.) | 0.250% | 0.250% |
*APY=Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $500 minimum balance required to earn interest on account.
Share Savings
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| Regular Shares | 0.05% | 0.050% |
| Special Shares | 0.05% | 0.050% |
*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $5 minimum opening balance held as membership share and cannot be withdrawn without closing membership.
Checking
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| Checking ($100 Min.) | 0.05% | 0.050% |
*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $100 minimum balance required to earn interest on account.
IRA Accumulation (Traditional,Roth,Education)
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| IRA Accumulation | 0.25% | 0.250% |
*APY=Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.
Holiday/Vacation Club (Savings)
| Info and/or Terms | Interest Rate | APY |
|---|---|---|
| Holiday/Vacation Club | 0.45% | 0.451% |
*APY=Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice.
Features and Terms for All Shares Including Certificates
Annual Percentage Yield (APY) assumes that funds and dividends remain on deposit for a full year, and further assumes that the number of days in any sequence of months is the same for any sequence of the same number of months.
All rates are subject to change without notice. All rates are prospective, even on certificates; we pay “dividends” and their payment depends on the credit union’s profitability. Dividends are posted monthly.
The National Credit Union Administration (NCUA) insures member accounts to $250,000. See www.ncua.gov for details.