Mother and daughter meeting with loan officer- membership at 1st Ed

Recreational Loans

Recreational Loans

Happy couple enjoying boat ride on vacation

Fun for All Seasons

We’ll get you on or off the road by financing the toys you want, so you can enjoy the great outdoors. We offer affordable financing for almost any vehicle or personal watercraft you have in mind.

  • Recreational Vehicles
  • 4-Wheelers
  • Water Sports Crafts

Have loan security with GAP Plus & 1st Ed Credit Union’s Protection Plus

Click below 24 hours a day to start your application. You can also call 717-264-6506 (option 2) for a representative to take your application by phone.

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New or Used Recreational Vehicles/ATVs/Snowmobiles/Trailers

Info and/or Terms APR
Up to 36 months (as low as) 8.25%*
37 - 60 months (as low as) 8.75%*
61 - 72 months (as low as) 9.25%*

*APR=Annual Percentage Rate. APR and loan approval based on creditworthiness, loan term, loan to value, and age of collateral. Refinancing of 1st Ed loans do not qualify. Rates subject to change without prior notice.

Teller assists a customer with a loan application

Loan Tips

Items needed when applying for:

A new Recreational Vehicle Loan:

  • Purchase and Sales Agreement
  • Current Pay Stub

A new Used Recreational Vehicle Loan:

  • Copy of certificate of title with vehicle identification number and proof that the vehicle is not a salvage/reconstructed vehicle

If your loan is approved prior to funds being disbursed, an insurance binder with the appropriate coverage showing 1st Ed Credit Union as lien holder will be required.

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