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A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term.

When it comes to investing, you can choose from a number of flexible CD options.

  • Minimum opening deposit of $500
  • Dividends compounded and credited monthly
  • Terms of 12, 24, 36 or 60 months
  • Monitor your funds online

Early withdrawals are subject to penalty. Earnings (dividends) may be withdrawn or transferred into another account without penalty.

Share Certificates

Minimum Deposit: $500

Certificate rates can change at any time.
An early withdrawal creates a penalty in the amount of $25 + 90-days’ dividend. Penalty may invade principal

*APY indicates Annual Percentage Yield. Contact the credit union for information on applicable fees and terms. Fees could reduce earnings on the account.

**APY=Annual Percentage Yield. Promotional offer effective 11/15/18 and subject to change or end at any time. Must be new money. Offer not valid on IRA certificates. Minimum certificate purchase amount: $5,000. After maturity, certificate will automatically renew as a 36-month certificate at the prevailing rate, unless member indicates otherwise. Subject to penalty for early withdrawal. Penalty may reduce earnings on account. Federally Insured by NCUA.

Info and/or TermsInterest RateAPY
1-Year Share Certificate1.15%1.156%
2-Year Share Certificate1.40%1.409%
3-Year Share Certificate1.95%1.968%
5-Year Share Certificate2.25%2.273%
38-Month Share Certificate Special**2.472%2.50%

Enjoy the guaranteed earnings of a CD at 1st Ed.

Open Your Certificate Today!
Accounts are subject to Regulation D. Learn more here.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.

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