A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term.
When it comes to investing, you can choose from a number of flexible CD options.
- Minimum opening deposit of $500
- Dividends compounded and credited monthly
- Terms of 12, 24, 36 or 60 months
- Open a new CD or make transactions to an existing CD by phone
- Monitor your funds online
Early withdrawals are subject to penalty. Earnings (dividends) may be withdrawn or transferred into another account without penalty.
Share Certificates
Minimum Deposit: $500
Certificate rates can change at any time.
An early withdrawal creates a penalty in the amount of $25 + 90-days’ dividend. Penalty may invade principal
*APY indicates Annual Percentage Yield. APR indicates Annual Percentage Rate. Contact the credit union for information on applicable fees and terms. Fees could reduce earnings on the account.
| Info and/or Terms | APY | APR |
|---|---|---|
| 1-Year Share Certificate | 1.005% | 1.00% |
| 2-Year Share Certificate | 1.308% | 1.30% |
| 3-Year Share Certificate | 1.866% | 1.85% |
| 5-Year Share Certificate | 2.273% | 2.25% |
Enjoy the guaranteed earnings of a CD at 1st Ed.
Open Your Certificate Today!Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.