A Simple Way to Earn and Help Someone You Know
If you already bank with 1st Ed, you know what sets us apart: local service, convenient banking options, and people who take the time to help.
Our Refer a Friend program makes it easy to pass those benefits along and offers rewards when your referral opens an eligible account.
How the Refer a Friend Program Works
Refer a friend or family member for membership at 1st Ed, and tell them to mention your name either in-person at the branch or within their online application
They open an eligible membership or product
You both earn cash rewards
Up to 4 referral rewards/month
This program is open all year round. Just a simple way to earn extra cash as a thank you for recommending 1st Ed.
Real Rewards for You and Your Friend
For You
Get rewarded when your referral opens an eligible account
Earn $25* for each successful referral
Earn up to $100* per month
For Your Friend
$25* for opening a new membership
$25* for opening a 1st Ed Visa® credit card
$50* for opening a qualifying checking account with:
- Debit card
- Online banking
- eStatements
- Direct deposit of at least $300 per pay period
Why Should Your Friends and Family Join 1st Ed?
Members often refer friends and family because they appreciate:
- Local, member-owned service
- Clear terms with no surprise fees
- Convenient digital banking tools
- Not-for-profit banking that puts earnings back into members’ hands
- “Friendly, helpful, and communicative.”
⭐⭐⭐⭐⭐
“Went above and beyond in providing quality service—very efficient, kind, courteous, and understanding.”
— L. Helman
Who Can Participate
You can refer friends and family who live or work in:
- Adams County
- Cumberland County
- Franklin County
- Fulton County
- York County
(Excludes West Shore, Camp Hill, East Pennsboro, Mechanicsburg, and Cumberland Valley.)
If your referral is eligible to join, they can open an account and start earning rewards.
Invite a Friend to Join
If you already trust 1st Ed with your finances, referring a friend or family member is a simple way to help someone else and earn a little extra along the way.
Limit 4 referrals per member per month. Referred member must qualify for membership for $25 incentive to be distributed to either party. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive incentive. New membership must remain open for 12 months after opening or incentive will be revoked and deducted from remaining account balance. Additional $25 incentive will be credited after new member applies and is approved for a 1st Ed Visa Credit Card within 60 days of membership opening date. Additional $50 incentive will be credited after new member opens a Checking account with a debit card, enrollment in Online Banking with eStatements, and crediting of direct deposit of at least $300 per pay within 60 days of membership opening. 1st Ed Credit Union reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion. Deposits federally insured by NCUA up to $250,000. For membership eligibility visit https://www.1edcu.org/about-us/membership/