It’s holiday shopping season, and scammers are looking for ways to tap into your holiday budget. Check out our top tips for how to keep yourself safe, how to avoid online threats, how to react to potential scams, and more here.

All 1st Ed branch locations will be closed on Wednesday, November 11, in observance of Veterans Day, and on Thursday, November 26 and Friday, November 27 for Thanksgiving. Online and Mobile Banking remain available 24/7 for your convenience.

5 Ways to Make Your Budget Work

  • Track Your Spending – No matter how large or small every penny counts.
  • Save – Set up auto transfers into your savings from your payroll and you won’t even think about it.
  • Pay Down Debts – Pay off your highest interest rate debts first to save money in the long run.
  • Create An Emergency Fund – You never know what will happen in the future, save for emergencies so you won’t have to use credit cards or take on more loans.
  • Make Room For Fun – Don’t take out all the fun in your budget. Plan accordingly for nights out and vacations.

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