Sweep Away High Rates for Good!
Low APR* + 0 Balance Transfer Fee
Ready to do a little credit card house cleaning?
Spring is the perfect time for financial refresh. After all, why keep paying high interest rates when you don’t have to?
When you consolidate your high-interest credit cards to a 1st Ed Visa® Classic or Platinum card, you will save instantly with a lower APR and no balance transfer fees.
Right now, for a limited time only, we’re offering 2.99% APR for 18 months when you choose to switch and save!
You’ll also save with zero annual fees and zero cash advance fees! Simplifying your finances has never been easier or more rewarding.

Give Your Finances a Fresh Start With 1st Ed Credit Union
More savings = More Peace of Mind
We can make high-interest credit card debt a thing of the past. Enjoy stress-free budgeting with Visa® cards that offer lower interest rates, zero balance transfer fees, and no hidden surprises.
Plus, when you choose our Platinum card, you’ll get the added benefit of earning rewards!
Whether you’re clearing out high-interest debt, tired of other credit card providers that only see you as a 12-digit number, or simply want to consolidate, 1st Ed Visa® cards help you save smarter.
Plus, right now, you’ll save even more with 2.99% APR* for 18 months! Limited-time only.
Refer-A-Friend: Share the Savings
Spring is all about fresh starts – why not help a friend start fresh too?
Invite your friends and family to take advantage of this special balance transfer offer, and enjoy the rewards together!
Here’s how it works: When your friend or family member completes their balance transfer, you both receive $50 as a thank-you. It’s our way of helping you spread the financial love while they enjoy lower rates and better terms.
It’s a win-win!
A Local Partner for Smarter Savings
When you choose 1st Ed Credit Union, you’re not just transferring your balance for savings — you’re choosing a financial partner that values you and your community.
Proudly serving South Central Pennsylvania, we offer locally-serviced credit cards with:
- Zero fees
- Low APRs
- SmartWallet controls,
- Online banking services
- The personal touch you deserve.
If you live in the counties of Franklin, York, Adams, Fulton, or Cumberland (with the exception of West Shore, Camp Hill, East Pennsboro, Mechanicsburg, and Cumberland Valley), we will proudly serve you and support your financial journey.
Become a 1st Ed member today, and experience the benefits of local, personalized banking services.
Proudly serving South Central Pennsylvania, we offer locally-serviced credit cards with zero fees, low APRs, and the personal touch you deserve.