Cool Down Your Auto Loan Rate This Summer!
Refinance with 1st Ed CU – As Low As 5.14% APR
Lower your payment. Skip the dealer stress. Drive smarter.
Offer valid June 1 – August 31, 2025
High car loan payments making you sweat?
Refinance with 1st Ed Credit Union and cool things off with a special summer offer: 5.14% APR on qualified auto loan refinances.
Make us your first stop before the dealership. With quick preapproval, you’ll skip the high-pressure financing talk and walk in with confidence.
Plus, protect your investment with GAP and Protection Plus programs, offered by 1st Ed at a lower cost than most dealerships.
Why Refinance with 1st Ed CU?
Exclusive Rate:
5.14% APR for up to 36 months
Easy Preapproval:
Know what you qualify for before the dealership
Lower Monthly Payments
Peace of Mind:
Add GAP & Protection Plus coverage at a lower price
Local, Member-First Service
Bonus:
One $100 gift card drawing per branch for finalized loans
Proudly serving Southern PA school employees and community members.
Who’s Eligible?
You can refinance your current auto loan from another lender once you qualify for membership at 1st Ed Credit Union. Membership is open to anyone who works, worships, or attends school in Adams, Cumberland, Franklin, or York counties in Pennsylvania, along with employees of our Select Employer Groups (SEGs) and their immediate family members.
Not yet a member? No worries, you can join and apply at the same time!
Ready to Save?
Stop sweating over high car payments. Refinance with 1st Ed CU this summer and cool down your budget.
Apply now through August 31 to lock in your low rate!
Beat the heat of high interest rates—refinance with 1st Ed CU today.
*APR=Annual Percentage Rate. APR and loan approval based on creditworthiness, loan term, loan to value, and age of collateral. Refinancing of 1st Ed loans do not qualify. Rates subject to change without prior notice. One winner per branch location selected at random to receive one $100 1st Ed Visa gift card from eligible loans finalized during promotional period. Equal Opportunity Lender. Not a member? Visit https://www.1edcu.org/about-us/membership/ to see if you qualify.