Auto Loan Application
Need a new car? We can make it happen with our affordable vehicle loans. At 1st Ed Credit Union, we offer excellent rates to keep your payments manageable. We can also pre-approve you for a loan before you go car shopping. You’ll save time and negotiate a better deal – just like a cash buyer. […]
Credit Card and Loan Application
1st Ed Credit Union loans are offered for a variety of programs and are tailored to meet your financial need. Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options. Rest easy knowing all loan decisions are made locally, by people […]
Put the Brakes on Phony Online Car Sales
You can buy practically anything online, including used cars. But before you shell out any hard-earned cash, here’s a warning about scammers trying to sell cars they don’t have or own. Here’s how the scam works: Criminals post ads on online auction and sales websites, like eBay Motors, for inexpensive used cars (that they […]
How to Buy a Used Car
Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of pre-owned gems out there just waiting to be found. These simple steps can help you choose one you can drive happily for years to come. Calculate your budget and explore financing Keeping […]
Is Your Vehicle Ready for Winter?
Winter weather can put a lot of stress on your vehicle, so follow our tips below to prepare for the inclement weather. You should always check with your mechanic to make sure your vehicle is in proper working order. The manual in your vehicle should also give you information on preparing for winter or you could […]
Auto Finance Scams
So, you’re buying a car. You’ve made it past the tedious comparison shopping, you’ve finished the detail-oriented research and you’ve even endured the haggling with the salesperson. Your tongue probably tastes like that terrible coffee they use in every car dealership in America, the kids are probably getting cranky and it’s pretty likely you’re thinking […]
9 Tips for Paying Off Your Credit Card Debt
Buried in credit card debt? You’re not alone. According to NerdWallet, in 2015 the average U.S. household with debt had $15,762 in credit card debt at an average 18% interest rate. Annual interest alone was $2,630, or more than $50 a week. Here are nine tips on how to climb out. Remember, though, there are […]
GAP Plus Coverage
What is Guaranteed Asset Protection Plus (GAP Plus)? When you buy a new or used vehicle, there’s no way to know if it will be stolen or totaled in an accident. And, many times primary auto insurance settlements don’t pay off your loan balance. With the purchase of GAP Plus, you’re helping to protect your vehicle investment against a possible financial loss. […]
The True Cost Of Your RV
Q: We’d like to get an RV instead of going on vacation this summer. It’s always been a dream of ours. In addition to the cost of purchasing the RV, what hidden expenses should I expect once we own it? A: Buying or renting an RV can be an enjoyable way to travel and see […]