What is Phishing?
The United States Computer Emergency Readiness Team defines it as:
“An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques.”
You may not realize that you are receiving a Phishing email until it’s too late. The emails seem to be coming from a trusted individual or company that you have received emails from before. Normally the emails contain a link or an attachment that if you click will take you to a malicious website that will download viruses to your computer. You may also be taken to a website or document that wants you to provide personal information that can cause your identity to be stolen.
Spotting a phishing email can be difficult. Some indicators may be off tones and spelling mistakes, but they are not always present.
- If there is a link, hover over it –Do Not Click – to see the web address that the link will take you to.
- The link may look like it goes to a website that you recognize, but it actually takes you to a malicious site.
- Make sure you are on a secure website when entering in personal information.
- The web address should start with https:// and there should be a locked padlock before it.
- Do not open attachments unless you are expecting to receive them
- Attachments can harm your computer and mobile devices if they are malicious.
If you are ever in doubt whether an email is legitimate, contact the individual or business. Do not reply to the individual or business through the email that was just sent to you. Find their phone or contact email through their website to directly reach them about the suspicious message.
It is important that we always have the most up to date contact information for you in the event that we need to contact you concerning your account. If you move and do not notify 1st Ed Credit Union of your address change, we may send you an email asking you to verify your new address.
To report an incident or find more information on Phishing scams visit the FTC here.