At 1st Ed Credit Union in Southern Pennsylvania, we’re dedicated to creating meaningful connections while supporting your financial journey with personalized service and trusted guidance. That’s why we’re excited to introduce an enhanced opportunity for you to share the benefits of credit union membership with your friends and family while earning some extra cash through our Refer a Friend Program.
The Perks of Credit Union Membership
Before diving into the details of our referral program, it’s essential to understand why being part of 1st Ed Credit Union is a smart financial move. Unlike traditional banks, we are a member-owned, not-for-profit organization. This means our profits are reinvested to benefit you, not shareholders. Our members enjoy:
- Lower Loan Rates: Save more with competitive interest rates on loans.
- Higher Savings Yields: Grow your money faster with superior dividend rates.
- Fewer Fees: Keep more of your hard-earned cash with minimal service fees.
- Personalized Service: Experience a community-focused approach where you’re more than just an account number.
We believe in building relationships and equipping our members with the tools and support needed to thrive financially.
How the Refer a Friend Program Works
Referring your friends and family to 1st Ed Credit Union is simple and rewarding. Here’s how it works:
- Invite Your Friends: Tell your friends, family, and colleagues about the benefits of joining 1st Ed Credit Union.
- Balance Transfer Bonus: When your referral opens their new membership and completes a balance transfer, both you and your friend will receive $50 each.
- Enjoy the Rewards: The more you refer, the more you can earn! (Referral limit is 4 per month)
Why Balance Transfers? The Smart Move for Financial Freedom
If you or your friends are carrying high-interest debt on credit cards or loans, a balance transfer to 1st Ed Credit Union can be a game-changer. Here’s why:
- Lower Interest Rates: Reduce the amount you pay in interest, helping you pay off debt faster.
- Simplified Finances: Consolidate multiple payments into one easy-to-manage account.
- Potential Savings: Save hundreds, even thousands, over time by cutting down on high-interest charges.
By referring friends to transfer their balances, you’re not just helping them earn a bonus—you’re guiding them toward financial wellness.
The Double Win: How You and Your Friends Benefit
With the Refer a Friend Program, when your friends join 1st Ed Credit Union and complete a balance transfer, both parties benefit:
- $50 for You: As a thank-you for your referral.
- $50 for Them: A warm welcome to our credit union community.
- Ongoing Financial Perks: Access to all the advantages of 1st Ed membership, from competitive loan rates to exceptional member service.
What Makes 1st Ed Credit Union Unique?
At 1st Ed Credit Union, we stand out because of our unwavering commitment to our members and the communities we serve. Here’s what sets us apart:
- Community Focus: We actively support local initiatives, schools, and community events because we believe in giving back.
- Member-Centric Philosophy: Every decision we make is with our members’ best interests in mind.
- Educational Resources: We provide financial education to help you make informed decisions about your money.
Our mission is to be more than just a place where you bank—we aim to be your trusted financial partner.
Who Can Become a Member?
Membership at 1st Ed Credit Union is open to individuals who work, worship, or attend school in Adams, Cumberland, Franklin, or York counties in Pennsylvania. Additionally, employees of our select employer groups and their immediate family members are also eligible to join. This broad eligibility helps us grow a diverse, vibrant community focused on financial well-being. Visit our membership page for more information.