1st Ed has a flexible, free Checking Account to meet your daily transaction needs. You’ll save time and money, and enjoy numerous benefits:
- Visa Debit Card
- Access to over 32,000 surcharge-free ATMs nationwide
- Online Banking
- Bill Payer
- e-Statements
- Mobile Banking
The account also earns dividends when you maintain $100. Because your needs vary, additional benefits include:
- Overdraft Protection from your Savings, Money Market, and Home Equity Line of Credit.
- 24/7 access – monitor transactions, make transfers and re-order checks online.
- Control your cards with SmartWallet, our new card manager!
- No minimum balance requirement
- Unlimited check writing
- 1st Ed Rewards Points with your Visa Debit Card
*APY= Annual Percentage Yield. Earnings are compounded and credited monthly. Rates are subject to change at any time without prior notice. $100 minimum balance required to earn interest on account.
Checking
Info and/or Terms
Interest Rate
APY
Checking ($100 Min.)
0.05%
0.050%
It’s easy and convenient:
You must at least 14 years old to open a checking account/debit card with a parent/guardian. Your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency.