Discover 1st Ed’s SmartWallet: Ultimate Card Control & Security
Summer is here, and with it comes the season of vacations, road trips, and adventures. As you prepare for your travels, managing your finances efficiently becomes crucial. 1st Ed Credit Union’s SmartWallet is here to ensure your financial control is just a tap away. With its robust features, SmartWallet is designed to provide convenience, security, and peace of mind, especially while on the go.
Not sure where to begin? Let’s dive into all the ways SmartWallet can enhance your summer experience.
Empowering Your Financial Control!
Whether you’re traveling abroad, embarking on a weekend getaway, or simply navigating daily life with kids and work, SmartWallet puts you in control of your debit and credit cards. It offers a range of functionality that’s a complete game-changer.
Key Features of SmartWallet:
- Manage Travel Plans
- Set up travel plans in SmartWallet to avoid disruptions during your travels. Inform the system of your travel dates and destinations to prevent your transactions from being flagged as suspicious.
- Turn Your Card On/Off Instantly
- Misplaced your card? No worries! With SmartWallet, you can temporarily lock your card to block all transactions (except recurring payments) and unlock it once you find it. This feature is essential for preventing unauthorized use while you search for your card.
- Real-Time Transaction Details
- Keep an eye on your spending with real-time transaction updates. You can view details of your recent transactions, including the date, amount, and merchant information, ensuring you stay informed about your card activities.
- Set Up Alerts and Controls
- Customize your card usage with alerts and controls. Receive notifications for specific transaction types, spending limits, merchant categories, and geographical locations. This feature is handy while traveling; it helps you monitor and manage your expenses effectively.
- Report Lost or Stolen Cards
- If your card is lost or stolen, you can report it immediately through SmartWallet. This action places a permanent block on the card and initiates sending a replacement to your registered address, protecting you from potential fraud.
- Budget and Spending Insights
- Gain valuable insights into your spending habits with detailed breakdowns by categories, locations, and time periods. This feature helps you track your budget and make informed financial decisions.
- Digital Card Access
- Easily view a digital version of your card and add it to your digital wallet. This feature allows you to make purchases conveniently without needing your physical card. Seamless integration with Apple Pay and Google Pay is coming soon!
- Manage Recurring Transactions
- Track merchants that have your card on file for recurring payments. This transparency helps you manage subscriptions and recurring bills effectively.
How to Get Started with SmartWallet
For Mobile Users:
- Update Your App: Ensure your 1st Ed Mobile Banking app is updated to the latest version to access SmartWallet.
- Access SmartWallet: Open the app and tap the “Cards” button at the bottom of the screen.
- Manage Your Cards: Swipe through the card carousel to view, add, or manage your cards. Toggle the on/off switch to control card usage, set up alerts, and more.
For Online Banking Users:
- Login: Access SmartWallet through our Online Banking platform.
- Create Credentials: Set up new login credentials if it’s your first time using SmartWallet online.
- Navigate SmartWallet: Use the dropdown menu to switch between cards, view transactions, and manage controls.
Your Perfect Summer Companion!
SmartWallet from 1st Ed Credit Union is your perfect companion for a worry-free summer. With features that give you complete control over your cards, you can focus on enjoying your travels and new adventures. Make the switch and explore the full potential of SmartWallet today. For detailed tutorials and more information, visit SmartWallet.
Stay safe, stay smart, and have a fantastic summer!