- No annual fee
- No cash advance fee*
- No balance transfer fee
- 25-day grace period on purchases
- Online access – monitor accounts and make payments online
- Earn Rewards Points to redeem for gifts with VISA® Platinum
We service all of our VISA® accounts locally. This gives you the convenience to view your charges and account history at any time – online or in person. You can also make payments by transferring funds from one of your 1st Ed deposit accounts.Apply Now *Finance charges apply when balances are not paid in full and are assessed on all cash advances at the time of the advance.
Your everyday purchases have never been more rewarding! 1st Ed Rewards is a simple, easy to use program that rewards you with points each time you use your debit or platinum credit card. From groceries to utility bills to dining, your everyday purchases will really pay off.
Start saving today with a 1st Ed VISA® Card. Shop anywhere, and have peace of mind with local service from your credit union.
Visa Credit Cards
Rates are subject to change without notice. Loan eligibility and APR may vary depending on credit score and loan amount.
|Info and/or Terms||APR|
|VISA Classic||as low as||9.90%|
|VISA Platinum||as low as||8.90%|
Click here 24 hours a day to start your application anytime. You can also fax your application to 717-264-1441 or call 717-264-6506 (option 2) for a representative to take your application by phone.
Learn how we keep your VISA® transactions safe and secure. Visit Verified by VISA®.
To Report a Lost or Stolen Card Call:
- 888-241-2510 (after hours)
- 909-941-1398 (outside US)