6 Simple Steps to Improve Your Credit Score

• Pay Your Bills On Time
  • Each time a late payment is made, it affects your credit score.
• Pay Down Debt
  • By paying off debt, you are increasing your debt to income ratio.
• Use Bill Pay
  • Schedule your bills to be paid automatically from your account and never miss a payment again. You can also manually schedule payments through Bill Pay.
• Don’t Close All Old Accounts
  • Your oldest credit lines show responsibility with your credit.
• Don’t Open Too Many New Accounts
  • Your credit is pulled each time you apply for new credit. This can show you as high risk if you apply for too much credit at one time.
• Check Your Credit
  • You can check your credit for free on annualcreditreport.com or directly go through the credit reporting agencies websites.
    • Equifax
    • Experian
    • Transunion