To allow our team to spend time with their loved ones, all 1st Ed Credit Union branch locations will observe the following changes to our operating hours:

Wednesday, December 24; Thursday, December 25; Thursday, January 1: CLOSED

Wednesday, December 31: Closing at 1 PM

Please remember that Online and Mobile Banking are available 24/7 for your convenience; we wish you a happy and safe holiday season!

Chambersburg, PA Credit Union:
Low-Rate Auto Loans, Free Checking & More

Why Join 1st Ed Credit Union in Chambersburg, PA

When you’re looking for a reliable credit union near Chambersburg, PA, 1st Ed Credit Union offers that and more. As a member-owned, not-for-profit financial institution, we’re committed to helping you reach your goals with lower rates, fewer fees, and personalized service.

Whether you need a free checking account, affordable auto financing, or simple personal loans, you’ll find flexible solutions and the latest digital tools to manage your money with ease and confidence.

Our Chambersburg branch is conveniently located and supported by a full range of services, from Share Savings to 24/7 online banking.

Also serving members in Greencastle, PA and Hanover, PA.

Visit Us in Chambersburg, PA

1st Ed Credit Union – Chambersburg Branch

1156 Kennebec Drive
Chambersburg, PA 17201
Call: 717-264-6506

Lobby Hours

  • Monday: 9:00 am – 5:00 pm
  • Tuesday: 9:00 am – 5:00 pm
  • Wednesday: 10:00 am – 5:00 pm
  • Thursday: 9:00 am – 6:00 pm
  • Friday: 9:00 am – 6:00 pm
  • Saturday: 9:00 am – 12:00 pm

Drive-Thru Hours

  • Monday–Wednesday: 8:30 am – 5:00 pm
  • Thursday–Friday: 8:30 am – 6:00 pm
  • Saturday: 9:00 am – 12:00 pm

Services Available:

  • Full-Service Branch
  • Night Deposit
  • Coin Machine
  • Drive-Up Banking

Auto, Personal, and Home Loan Options in Chambersburg

From everyday needs to big milestones, 1st Ed Credit Union provides affordable financing with terms designed for members.

Car lineart

Auto Loans:

Get pre-approved before you shop and enjoy competitive interest rates and flexible repayment plans. Whether you’re purchasing new, used, or refinancing, we make auto financing in Chambersburg, PA more budget-friendly and stress-free.

Lineart of a beach chair and sun umbrella

Personal Loans:

Need funds for home improvements, unexpected expenses, or debt consolidation? Our personal loans offer straightforward terms and the possibility for larger loan amounts — without hidden fees.

House lineart

Home Loans:

Buying your first home, moving into something new, or refinancing your current mortgage? We offer a variety of mortgage options with personalized support from start to finish. Our team is here to guide you through the process so you can feel confident in one of life’s biggest purchases.

Free & Flexible Checking Accounts

Your everyday banking should be simple, affordable, and rewarding. That’s why we offer:

  • Free Checking Accounts with no monthly service fees, debit cards that earn rewards, and access to thousands of surcharge-free ATMs.
  • Interest-Bearing Accounts that reward signature transactions with competitive dividends.
  • Convenience Features like online bill pay, mobile deposits, and account alerts that keep your finances on track.

Explore your options and open a checking account today.

Additional Financial Services at Our Chambersburg, PA Branch

Along with loans and checking accounts, our Chambersburg branch provides a full range of financial products and services, including:

  • Visa® Credit Cards with competitive rates and rewards
  • Student Loans and Education Savings Accounts
  • Retirement Accounts, including IRAs and money market accounts
  • Mobile & Online Banking
  • Savings Accounts & Certificates
  • Education & Resources to support your financial goals

Frequently Asked Questions

How do I become a member of 1st Ed Credit Union in Chambersburg?

Membership is open to employees, students, and family members connected to our field of membership. You can apply online or visit our branch to join.

What are the current auto loan rates for Chambersburg residents?

Rates vary based on credit profile and term. Visit our loan rates page or contact the Chambersburg branch for today’s rates.

Can I apply for a personal loan online?

Yes! Applications for personal loans and other financing options are available through online banking. Approvals are quick and convenient.

Does the free checking account include a debit card?

Yes. Every checking account comes with a free debit card, plus surcharge-free access to ATMs across the region.

What can I do via mobile banking?

You can make deposits, transfer funds, make payments, and more via our mobile app.

Do you offer checking accounts for kids and teens?

Yes! Through our Youth Savings Accounts, young members can start learning about smart money management early. These accounts can be opened with just $5.00.

Is there a coin machine at this branch?

Yes, the Chambersburg branch offers a coin machine for your convenience.

You are now leaving 1st Ed Credit Union

1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL