Get A+ Savings this Back-to-School Season!
The 2026-27 school year is rapidly approaching, which means it’s time for supply shopping! For a back-to-school season that doesn’t break the budget, shop smarter with your 1st Ed debit or Visa credit card! With no monthly or annual fees, the opportunity to earn points that can be redeemed for exciting rewards, 24/7 mobile access, and more, it’s easy to ace your shopping trip.
Educators, we have a special offer for you! To help you get ready for the new year, we’re giving away three back-to-school classroom supply kits in our branches this month. Visit us your local branch this month to enter for your chance to win!
Why Get a Debit Card with 1st Ed Checking?
- $0 monthly, annual or hidden fees: Keep 100% of your money for what matters with no account maintenance charges or minimum balances
- Transfers made simple: Built-in Zelle® access makes it easy to split costs
- Free ATM access nationwide: Use over 30,000 surcharge-free ATMs to get cash when and where you need it.
- Control anytime, anywhere: Make transfers and pay bills, lock/unlock your card, and deposit checks from your phone with SmartWallet in our mobile app. Plus, you can add your card to your Apple Wallet or Google Pay for tap to pay access!
- Free rewards: Earn points with your free debit card to redeem for gift cards, experiences, and more.
What does a 1st Ed Visa® Credit Card Offer?
- $0 monthly, annual or hidden fees: Fee-free balance transfers, cash advances, and no annual fees make our cards convenient AND affordable
- Purchases made rewarding: Earn 1 point for every dollar spent using your Platinum VISA® to redeem for gift cards, experiences, and more.
- Control anytime, anywhere: Make transfers, pay your balance, lock/unlock your card, and more anywhere, anytime, with SmartWallet in our mobile app. Plus, you can add your card to your Apple Wallet or Google Pay for tap to pay access!
Apply Today
*APR = Annual Percentage Rate. Credit limit and rate may vary depending on credit score. Rates are subject to change without prior notice. Equal Opportunity Lender. Not a member? Visit https://www.1edcu.org/about-us/membership/ to see if you qualify.
Visa Credit Cards
Info and/or Terms
APR
VISA Classic (as low as)
9.50%
VISA Platinum (as low as)
9.50%
A special offer for educators!
As a back-to-school bonus, we’re offering an opportunity to do more with your money. Support your students and your savings by opening your membership at the local credit union for local educators, and you’ll earn $25** for enrolling in Online Banking with eStatements. You’ll also earn $100** when you add a Checking account with a debit card and direct deposit!
Already a member? There’s still opportunities to earn with our Refer a Friend program, and with a Checking account. When you make the most of your membership with a Checking account and set up Online Banking with eStatements and a direct deposit you’ll earn $100!** Start the year on the right financial footing with your account where It Makes Sense to Belong.
**Member must be a new member with no previous relationship with 1st Ed Credit Union to receive incentive. Initial $25 incentive will be deposited upon opening of new primary savings account and enrollment in Online Banking with eStatement sign up. Additional $100 incentive deposited upon opening of checking account with debit card and posting of direct deposit of at minimum $150. Online Banking enrollment w/ eStatements must be completed within 30 days of account opening to receive incentive. Direct Deposit must be posted to account within 60 days of account opening to receive incentive. Entire incentive will be revoked when membership is closed within 12 months of opening; $150 direct deposit must remain in place for 12 months from account open date or incentive will be revoked. Offer valid for staff at participating school districts only. Cannot be combined with any other offers; offer subject to change or terminate at any time without prior notice.May receive a 1099-INT for tax purposes. Deposits are insured by NCUA up to $250,000. Not a member? Visit https://www.1edcu.org/about-us/membership/ to see if you qualify.