How to Maximize Your Tax Return: Smart Ways to Put Your Refund to Work
Getting a tax refund? Wondering how to spend it? See how to maximize your return by paying down debt, building savings, or investing in your future.
Tax Benefits for College Students
Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return. What’s the difference? A credit reduces the amount of income tax you have to pay. A deduction reduces the amount of […]
3 Reasons Your Tax Refund Might Not Be As Big As You’re Expecting
Everyone tells you not to plan on having a tax refund. If you’re living paycheck-to-paycheck, though, you know where every dollar is going. You might be counting on that money to give you the breathing space you need. Even if you’re a little further ahead than that, you may still have made plans for your […]
Beware of Tax Scammers
With tax season abuzz, tax scammers have been hard at work. In fact, the Federal Trade Commission (FTC) has gotten thousands of complaints about one kind of scammer in particular — IRS imposters. Here’s how they work: scammers posing as IRS officials call and say you owe taxes. They threaten to arrest or deport […]
Raising Privacy-Savvy Kids
In today’s world, digitally connected families must think about safety and security both online and offline. Every child is taught basic safety and security, like not talking to strangers and looking both ways before crossing the street. Teaching young people easy-to-learn life lessons for online safety and privacy begins with parents leading the way. The first step is […]
Free Trials and Tribulations
As you browse online, you probably see offers to try out cool products or services for free. This can be tempting and, many times, it’s okay to check them out. But some dishonest companies will bury the terms of their “free trial” offers in fine print or not disclose them at all. Their real goal […]
There are no “quick fixes” to clean up your credit
If you’re trying to clean up your credit, you’ll come across plenty of companies offering an easy fix. But any company promising instant results for a price is likely a scam. The FTC says Grand Teton is one of those companies. In its lawsuit, the FTC says Grand Teton tricked people into paying hundreds – […]
What Kind of Saver Are You?
National Credit Union Youth Month 2017 from CUNA on Vimeo. Choose which kind of saver you are from the images below:
Making Crucial Estate Decisions
As unsettling as it may be, it’s important to create a detailed plan that describes where your belongings will go after you die. A well-thought-out estate plan ensures that the distribution of your assets is handled with accuracy and care. That’s why it’s important to learn about the kinds of decisions you’ll need to make […]