You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one pay check to the next on […]
Learning to save money takes practice. By saving, you can spend money on what’s important to you—whether that’s a new video game, a trip to the movies, a used car, or even a college education. Let’s get started: Elementary school: – Ask your parents to help you open your own savings account at the credit […]
Here are a few ideas to help your cubs get Wild About Saving: * Have young children—preschool age—sort different types of money into piles by color and size. * Play store or credit union/bank. Help them use a pretend cash register. * At the grocery store, let children of all ages help you shop. Teach […]
Are your kids on the right track to financial independence? For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking […]
As technology is ever-changing, Debit and Credit Card processors steadily monitor accounts for fraudulent charges. At the same time criminals are constantly finding ways to get private information from consumers. If you find that you have charges on your account that are fraudulent, follow the steps below to start the dispute. Block Your Card If you find […]
What may seem innocent could put you at risk for home invasion or identity theft. Is Your Birth-date Displayed? Identity thieves only need a few pieces of the puzzle to get into your online accounts. Do You Share Your Phone Number? Unsolicited scammers can get your phone number from social media. Are Your Vacation Pictures […]
Finding fraud on your account can be scary, but there are ways to prevent your accounts from being hacked. Keep Track Of Your Transactions If you receive mail statements, review them as soon as you receive them If you use online banking, you should check your accounts at least once a week The sooner you find fraudulent […]
Are you overpaying for monthly services? It’s time to schedule a Bill-Haggle Day. This is one day that you set aside to contact all of the companies that you pay monthly, quarterly, or yearly and negotiate your payments with them. You can even arrange a deal with your utility and electric company for a smaller monthly charge. Follow […]
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