Category: Loan Rates

Holiday Budget Checklist: Plan, Track, and Save

The air is getting crisp, festive lights are beginning to twinkle, and the scent of pine and cinnamon is just around the corner. The holiday season brings a unique kind of magic, a time filled with warmth, connection, and the joy of giving. But that joy can quickly turn to stress when financial pressures mount. […]

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Home Equity Loan vs HELOC: Which Option Is Right for You?

Thinking about using your home’s equity to fund a big project or cover an unexpected expense? You’re not alone. Many homeowners rely on their home’s equity as a cost-effective way to finance home renovations, consolidate debt, or handle major expenses. But when it comes to a home equity loan vs HELOC (home equity line of […]

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Is It Better to Buy a New or Used Car?

When it comes to purchasing a vehicle, is it better to buy a new or used car? This decision can significantly impact your finances, lifestyle, and peace of mind. At 1st Ed Credit Union, we understand how crucial this choice is. That’s why we’ve compiled a comprehensive guide to help you navigate the pros and […]

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How to Use Home Equity: Understanding the Power of Your Home

How to Use Home Equity: Understanding the Power of Your Home At 1st Ed Credit Union, we understand the power of owning a home. Beyond the joys of having a place to call your own, home ownership can also come with profound financial benefits. Building home equity is one of the most significant financial advantages […]

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The Benefits of Financing a Car

When it comes to loans of any kind, the idea of paying off monthly bills or even acquiring debt can be somewhat intimidating. While it may be tempting to shell out a large sum of cash to pay for a vehicle upfront, slow and steady certainly wins the race.  If you’ve found yourself pondering the […]

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Put the Brakes on Phony Online Car Sales

  You can buy practically anything online, including used cars. But before you shell out any hard-earned cash, here’s a warning about scammers trying to sell cars they don’t have or own. Here’s how the scam works: Criminals post ads on online auction and sales websites, like eBay Motors, for inexpensive used cars (that they […]

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How to Buy a Used Car

Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of pre-owned gems out there just waiting to be found. These simple steps can help you choose one you can drive happily for years to come. Calculate your budget and explore financing Keeping […]

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