Did you know that your employer offers a financial wellness program as one of your workplace benefits? With 1st Ed Credit Union, you can now take advantage of your new financial wellness program! We are proud to work with a variety of school districts, partner companies, and community organizations in Pennsylvania to offer membership at 1st Ed, including your workplace. As an employee, you and your immediate family are eligible for credit union membership!
With our convenient products and services we’re here to help you achieve financial wellness.
Founded in 1938, 1st Ed Credit Union (formerly Franklin County Teachers Credit Union) is a full-service financial institution serving southern Pennsylvania. We strive to provide our members with quality and diverse services, as well as personal attention to their financial needs. As a member-owned, not-for-profit organization our earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. The credit union’s “people helping people” philosophy ensures that our focus remains on you, our members; find out why it makes sense to belong!
Contact UsAll will save you time and money, helping you take care of daily transactions and reach long-term goals. We can review your needs and provide guidance on products and services to meet your financial needs. We offer the conveniences of a larger financial institution with a personal touch from people you know.
View our current rates to help you earn more for your money.
View our current rates to help you save on your next loan.
We believe in and support the communities we serve. See our current calendar of credit union events.
Our new card manager is available now! Learn more about how you can use SmartWallet to prevent fraud, stick to your budget, make credit card payments, and more, all from your mobile device!
1st Ed has a free and flexible checking account to meet your daily transaction needs. Make the switch and enjoy unlimited check writing and a free Debit Card.
With a simple swipe of your Visa Debit Card, transactions are deducted from your checking account. Get cash back from participating merchants or visit our large network of surcharge-free ATMs.
You can transact business around the clock from any computer or mobile device, at no cost. Check balances, make transfers, or even apply for a loan! You’ll love having your accounts right at your fingertips.
Save time and pay bills online with free Bill Payer. You can make one-time-only payments or set up recurring monthly payments.
Check balances, monitor transactions, make transfers and deposits, and even pay bills with your favorite mobile device! Simply download our free Mobile App for your iPhone, Android, or tablet.
Make the switch to 1st Ed easier with downloadable forms and information on transitioning your current accounts to your 1st Ed accounts.
Enroll in Online Banking, then choose to have your monthly, quarterly, or credit card statements delivered electronically. Secure and convenient, E-Statements also reduce paper waste.
1st Ed members have access to over 32,000 surcharge-free ATMs nationwide. Use this tool to find an ATM close to you.
Check out our financial education resources for up-to-date information for every stage of life.
Follow this link to our Debit & Credit Rewards Center and keep up with all of your points accumulated from purchases. Visit this site often – redeem your points and don’t let them expire!
Visit us in person at our branches in Chambersburg, Greencastle, and Hanover.
Start your application online or contact us by calling 717-264-6506 or visiting one of our branches.
1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
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