At 1st Ed Credit Union, you’ll enjoy the ease of worldwide purchasing power with two Credit Card options – Classic or Platinum VISA®.
Both offer convenient features to help you save:
- No annual fee
- No cash advance fee*
- No balance transfer fee
- 25-day grace period on purchases
Visa Credit Cards
| Info and/or Terms | APR |
|---|---|
| VISA Classic (as low as) | 9.50% |
| VISA Platinum (as low as) | 9.50% |
*APR = Annual Percentage Rate. Credit limit and rate may vary depending on credit score. Rates are subject to change without prior notice.
- Online access – monitor accounts and make payments online
- Card Controls with 1st Ed SmartWallet
- Earn Rewards Points – redeem for gifts with Platinum VISA®
Spring clean your finances with a Balance Transfer!
It’s the season of new beginnings, so there’s no better time to start fresh with your finances! Is high-interest debt dragging you down? Consolidate your debt into one low-interest, fee-free, convenient loan with a balance transfer! When you transfer your balance to a Visa Credit Card at 1st Ed, you’ll get our great rate of 2.99% APR* for 18 months to pay your debt quickly and easily. Don’t miss this opportunity to spring into savings, transfer your balance today!
Share the savings!
Already have a handle on your debt? Share the savings with your family and friends, and you’ll both earn $50 when they open their membership at 1st Ed and transfer their balance!
Click here to apply and for more details.
*APR = Annual Percentage Rate. Offer available to qualified borrowers. Offer valid only for balances transferred during the promotional period onto a new or existing 1st Ed Visa Credit Card. Offer subject to change or terminate at any time without prior notice. All loans are subject to credit approval. Existing 1st Ed Credit Union credit card, loans or lines of credit balances may not be paid off by using the balance transfer option. No balance transfer fee. Interest begins accruing at the time of balance transfer. Regular rates will apply to purchases and cash advances made during the promotional period.
Insured by the NCUA and Equal Housing Lender.
Limit 4 referrals per member per month. Referred member must qualify for membership and balance transfer for incentive to be distributed to either party. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive incentive. Incentive will be credited within 7 to 10 business days of account opening. New membership must remain open for 12 months after opening or incentive will be revoked and deducted from remaining account balance. 1st Ed Credit Union reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion.
Insured by the NCUA and Equal Housing Lender.
Limit 4 referrals per member per month. Referred member must qualify for membership and balance transfer for incentive to be distributed to either party. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive incentive. Incentive will be credited within 7 to 10 business days of account opening. New membership must remain open for 12 months after opening or incentive will be revoked and deducted from remaining account balance. 1st Ed Credit Union reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion.
We service all of our VISA® accounts locally.
This gives you the convenience to view your charges and account history at any time – online or in person. You can also make payments by transferring funds from one of your 1st Ed deposit accounts.
Start saving money today and transfer your outside credit card and or loan balances to a 1st ED Visa! Click here to apply and for more details.
*Finance charges apply when balances are not paid in full and are assessed on all cash advances at the time of the advance.
VISA® Rewards for 1st Ed Credit Union
Your everyday purchases have never been more rewarding! 1st Ed Rewards is a simple, easy-to-use program that rewards you with points each time you use your debit or platinum credit card. From groceries to utility bills to dining, your everyday purchases will really pay off.
Start saving today with a 1st Ed VISA® Card. Shop anywhere, and have peace of mind with local service from your credit union.
Click below 24 hours a day to start your application anytime. You can also call 717-264-6506 (option 6) for a representative to take your application by phone.
Apply NowTo Report a Lost or Stolen Card Call:
- 717-264-6506
- 888-241-2510 (after hours)
- 909-941-1398 (outside US)