Borrow Smarter. Live Better.
Your home’s equity is more than just a number on your statement — it’s a value you can use with ease.
At 1st Ed Credit Union in Greencastle, our HELOCs give you affordable access to flexible funds for home improvements, debt consolidation, or unexpected expenses with no hidden fees.
As your community-based lender, we help you borrow with confidence, providing local service you can trust and making every step simple and transparent.

Why Choose 1st Ed Credit Union
Your home should work to your benefit, and we’re here to make sure it does.
Here’s why Greencastle homeowners choose 1st Ed:
- Low 4.25% APR: A rate that helps you beat the big banks
- Honest Lending with No Hidden Fees: Only a $99 application fee
- Flexible Terms & Local Decisions: Personalized service from a community partner
- Member-Owned, Member-Focused: Lending designed to support your goals
“Wonderful, professional and friendly service is always provided at 1st Ed Credit Union Greencastle! You are much appreciated!”
— R. Kohler
Use Your Equity with Ease
Your home is a roof over your head, a place to dream, build, and grow – but it’s also a source of opportunity. With our 4.25% APR* HELOC, you can access affordable funds and put your home’s equity to good use.
Apply online in minutes or visit our Greencastle branch to get started today.
Not a 1st Ed Credit Union Member Yet?
As a local, not-for-profit community credit union, we’re here to support you and your financial goals.
It’s easy to become a member. Join today and take advantage of all the benefits.