It’s holiday shopping season, and scammers are looking for ways to tap into your holiday budget. Check out our top tips for how to keep yourself safe, how to avoid online threats, how to react to potential scams, and more here.

All 1st Ed branch locations will be closed on Wednesday, November 11, in observance of Veterans Day, and on Thursday, November 26 and Friday, November 27 for Thanksgiving. Online and Mobile Banking remain available 24/7 for your convenience.

Proof That Negotiating Your Monthly Payments Helps You Save

Are you overpaying for monthly services?

It’s time to schedule a Bill-Haggle Day. This is one day that you set aside to contact all of the companies that you pay monthly, quarterly, or yearly and negotiate your payments with them. You can even arrange a deal with your utility and electric company for a smaller monthly charge.

Follow these simple steps to help you work through your own Bill-Haggle Day:

Research

Before you start calling companies and asking for lower rates:

Be Friendly…

Start out your conversation on the right foot:

…But Firm

If your provider can’t get you a better deal:

What are you waiting for? Plan your Bill-Haggle Day today and watch your savings grow.

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