Take advantage of our Skip-A-Pay program for a worry-free holiday season. You may qualify for two skips within
a 12-month period for loans in good standing (excluding real estate loans and credit cards).
You can skip a payment on:
- Auto Loans
- Motorcycle Loans
- RV Loans
- Personal Loans
*There is a $30 fee per month for each eligible loan that you would like to skip. Starting December 1, 2017, this fee will increase to $35. This fee must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Pays that may be approved, per loan, is two (2) within a twelve (12) month period. To qualify for this promotion, your 1st Ed Credit Union account (loans and deposit accounts) must be in good standing. There must be a three (3) month positive payment history on any new loan before a Skip-A-Pay is granted. Skip-A-Pay is not available on any loan that is currently past due or any loan that was 30 days or more delinquent in the three (3) months preceding a Skip-A-Pay request. Skip-A-Pay does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash Lines of Credit and Visa Classic or Platinum Credit Cards.