It Makes Sense To Belong! Learn Why >

Take advantage of our Skip-A-Pay program. You may qualify for two skips within a 12-month period for loans in good standing (excluding real estate loans and credit cards).

You can skip a payment on:

  • Auto Loans
  • Motorcycle Loans
  • RV Loans
  • Personal Loans

Skip-A-Pay Form Entry

Submit your completed Skip-A-Payment Loan Extension Agreement here.
  • Select all loans you would like to skip.
  • Choose up to two months to skip in a twelve-month period.
  • Disclosure

    This Skip-A-Payment request and $35 fee/s must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Payments that may be approved, per loan, is 2 within a 12-month period. There must be a 3-month positive payment history on any new loan before a Skip-A-Payment is granted. Skip-A-Payment is not available on any loan that is currently past due or on any loan that was 30 days or more delinquent in the 3 months preceding a Skip-A-Payment. All 1st Ed Credit Union accounts, both loans and deposits, must be in good standing in order for a Skip-A-Payment to be granted. Skip-A-Payment does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash lines of credit or VISA cards.
  • This field is for validation purposes and should be left unchanged.

You are now leaving 1st Ed Credit Union

1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL