Skip-A-Pay | 1st Ed Credit Union

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Skip-A-Pay

Take advantage of our Skip-A-Pay program. You may qualify for two skips within a 12-month period for loans in good standing (excluding real estate loans and credit cards).

You can skip a payment on:

Skip-A-Pay Form Entry

Submit your completed Skip-A-Payment Loan Extension Agreement here.

  • Select all loans you would like to skip.
  • Choose up to two months to skip in a twelve-month period.

  • Disclosure

    This Skip-A-Payment request and $35 fee/s must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Payments that may be approved, per loan, is 2 within a 12-month period. There must be a 3-month positive payment history on any new loan before a Skip-A-Payment is granted. Skip-A-Payment is not available on any loan that is currently past due or on any loan that was 30 days or more delinquent in the 3 months preceding a Skip-A-Payment. All 1st Ed Credit Union accounts, both loans and deposits, must be in good standing in order for a Skip-A-Payment to be granted. Skip-A-Payment does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash lines of credit or VISA cards.
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