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Take advantage of our Skip-A-Pay program for a worry-free holiday season. You may qualify for two skips within
a 12-month period for loans in good standing (excluding real estate loans and credit cards).

You can skip a payment on:

  • Auto Loans
  • Motorcycle Loans
  • RV Loans
  • Personal Loans

Skip-A-Pay Form Entry

Submit your completed Skip-A-Payment Loan Extension Agreement here.
  • Select all loans you would like to skip.
  • Choose up to two months to skip in a twelve-month period.
  • This Skip-A-Payment request and $30 fee must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Payments that may be approved, per loan, is 2 within a 12-month period. There must be a 3-month positive payment history on any new loan before a Skip-A-Payment is granted. Skip-A-Payment is not available on any loan that is currently past due or on any loan that was 30 days or more delinquent in the 3 months preceding a Skip-A-Payment. All 1st Ed Credit Union accounts, both loans, and deposits must be in good standing in order for a Skip-A-Payment to be granted. Skip-A-Payment does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash lines of credit or VISA cards.
  • This field is for validation purposes and should be left unchanged.

 

*There is a $30 fee per month for each eligible loan that you would like to skip. Starting December 1, 2017, this fee will increase to $35. This fee must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Pays that may be approved, per loan, is two (2) within a twelve (12) month period. To qualify for this promotion, your 1st Ed Credit Union account (loans and deposit accounts) must be in good standing. There must be a three (3) month positive payment history on any new loan before a Skip-A-Pay is granted. Skip-A-Pay is not available on any loan that is currently past due or any loan that was 30 days or more delinquent in the three (3) months preceding a Skip-A-Pay request. Skip-A-Pay does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash Lines of Credit and Visa Classic or Platinum Credit Cards.

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