Take advantage of our Skip-A-Pay program for a worry-free new year. You may qualify for two skips within
a 12-month period for loans in good standing (excluding real estate loans and credit cards).
You can skip a payment on:
- Auto Loans
- Motorcycle Loans
- RV Loans
- Personal Loans
*There is a $35 fee per month for each eligible loan that you would like to skip. This fee must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Pays that may be approved, per loan, is two (2) within a twelve (12) month period. To qualify for this promotion, your 1st Ed Credit Union account (loans and deposit accounts) must be in good standing. There must be a three (3) month positive payment history on any new loan before a Skip-A-Pay is granted. Skip-A-Pay is not available on any loan that is currently past due or any loan that was 30 days or more delinquent in the three (3) months preceding a Skip-A-Pay request. Skip-A-Pay does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, Fast Cash Lines of Credit and Visa Classic or Platinum Credit Cards.