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Take advantage of our Skip-A-Pay program for a worry-free summer. Qualifying members pay a small fee* to skip up to two payments in a 12 month period. What are you waiting for? Skip your next two payments to start your holidays on the right foot.

You can skip a payment on:

  • Auto Loans
  • Motorcycle Loans
  • RV Loans
  • Personal Loans and
  • Fast Cash Lines of Credit

Simply download the Skip-A-Payment Agreement Form and return the completed form to 1st Ed Credit Union.

Skip-A-Pay Form Entry

Submit your completed Skip-A-Payment Loan Extension Agreement here.
  • This field is for validation purposes and should be left unchanged.


*There is a $30 fee per month for each eligible loan that you would like to skip. This fee must be received at least one business day prior to the payment due date. The maximum number of Skip-A-Payments that may be approved, per loan, is two (2) within a twelve (12) month period.

To qualify for this promotion your 1st Ed Credit Union account (loans and deposit accounts) must be in good standing. There must be a three (3) month positive payment history on any new loan before a Skip-A-Payment is granted. Skip-A-Payment is not available on any loan that is currently past due or any loan that was 30 days or more delinquent in the three (3) months preceding a Skip-A-Payment Request. Skip-A-Payment does not apply to Home Equity Loans, Home Equity Lines of Credit, Mortgages, and Visa Classic or Platinum Credit Cards.

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