Start Their Financial Journey Strong
At 1st Ed Credit Union, we believe every child deserves a strong start. A youth savings account is a simple way to help your child build confidence, learn smart money habits, and begin their financial journey.
Open a new youth savings account today and qualify for a $50 bonus when promotion requirements are met.
How It Works
- Open a new savings account for a child or teen age 17 or younger before May 20th
- Reach a balance of $50 or more in their new account
- Receive a $50 bonus* as part of our Youth Month celebration
This is a simple and meaningful way to introduce your child to saving and financial confidence.
Who Is Eligible?
- New youth accounts opened between April 1 and May 20, 2026
- Students and youth aged 17 and under in:
- Adams County
- Franklin County
- Fulton County
- York County
- Cumberland Count
(excluding West Shore, Camp Hill, East Pennsboro, Mechanicsburg, and Cumberland Valley school districts)
- Youth family members of employees at one of our partner organizations
- Members of community groups in the counties listed above
Why Choose 1st Ed Credit Union?
Since 1938, 1st Ed has helped school employees, students, and families grow strong financial foundations. As a member-owned, not-for-profit credit union, we exist to support your goals at every stage of life.
No monthly fees on youth savings accounts
Friendly, personalized service from local staff
NCUA-insured for your peace of mind
Mission-driven focus on community and education
We’re proud to be a trusted financial partner for families throughout Central Pennsylvania.
What Our Members Say
“I’ve been a member for years. I consistently receive great service from all reps (both Greencastle and Chambersburg)! Recently, I had a special request and 1st Ed went above and beyond to accommodate me. It pays to be a member!”
— G. Cranston
Ready to Get Started?
You can open a youth account online or visit a local branch. It only takes a few minutes to get started.
Offer Details
- Offer valid April 1 through May 20, 2026
- Available to new youth members age 17 or younger
- Account must meet the minimum balance requirement of $50 by May 20th
- Membership eligibility required
Promotional offer available to new youth members with no previous relationship with 1st Ed Credit Union who are 17 years of age and younger. Account must meet $50 minimum balance requirement within promotion period to receive incentive. $5 of the initial deposit will be put on hold as a membership share and cannot be withdrawn without closing the membership. New member incentive will be revoked when a new membership is closed within twelve months of the opening date. Incentive will be credited to qualifying members at conclusion of promotional period. Potential members can apply in person at any of our branches or online at www.1edcu.org/about-us/join-now. Social Security Number of minor and parent or guardian and valid photo ID of parent or guardian are required to open a new youth membership. Federally insured by NCUA.