From November 18 – December 4 we collected 98 nonperishable food items that were donated to the South Central Community Action Program (SCCAP) Food Pantry in Chambersburg, PA. The donations will help feed Chambersburg’s food-insecure population. “We want to thank all members and staff that donated to help bring food into homes for the holidays.” – […]
2020 Adopt-A-Family As part of an annual tradition, 1st Ed Credit Union adopted a family for Christmas from the Boys and Girls Club of Chambersburg and Shippensburg. Throughout the year, 1st Ed’s staff participated in multiple dress down events by donating money to be able to wear jeans, sneakers and even flip-flops to work. All […]
Did you know that only 10 percent of Americans know their credit score? Those are the findings of a survey commissioned by TrueCredit.com, a web subsidiary of the credit bureau, TransUnion. “It is shocking how little Americans know about their credit,” said John Danaher, president of TrueCredit.com. “Good credit is a cornerstone of your financial […]
Happy 5 Year Anniversary! Five years ago, they were Member Service Representatives and through hard work and dedication, have transitioned into new positions. Dianne is the MSR Supervisor in charge of our Member Services and call center staff. Amanda is our Senior Financial Service Representative. She assists members by offering accounts and loans to best service […]
Ensure that your mobile devices are not putting you in harms way. Be Cautious Public Wifi Do not login to secure websites on public wifi since they are open to anyone, your personal information could be hacked. Don’t Post Everything on Social Media You could open yourself to being targeted by cyber criminals or home […]
Pay Your Bills On Time Each time a late payment is made, it affects your credit score. Pay Down Debt By paying off debt, you are increasing your debt to income ratio. Use Bill Pay Schedule your bills to be paid automatically from your account and never miss a payment again. You can also manually […]
Q: We’d like to get an RV instead of going on vacation this summer. It’s always been a dream of ours. In addition to the cost of purchasing the RV, what hidden expenses should I expect once we own it? A: Buying or renting an RV can be an enjoyable way to travel and see […]
Finding fraud on your account can be scary, but there are ways to prevent your accounts from being hacked. Keep Track Of Your Transactions If you receive mail statements, review them as soon as you receive them If you use online banking, you should check your accounts at least once a week The sooner you find fraudulent […]
Are you overpaying for monthly services? It’s time to schedule a Bill-Haggle Day. This is one day that you set aside to contact all of the companies that you pay monthly, quarterly, or yearly and negotiate your payments with them. You can even arrange a deal with your utility and electric company for a smaller monthly charge. Follow […]
Conventional financial wisdom for the last 10 years has been that you need a rewards card. Obviously, carrying a balance is bad, but if you pay your debt in full every month, it’s a no-brainer. You put all your expenses on your credit card, pay it off before you’re charged interest, and rack up those […]
1st Ed Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by 1st Ed Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
Click the link above to continue or CANCEL