The spending and saving habits of your past don’t define your future — your current ones do. And this America Saves Week is a great time to start with a clean slate. Hitting the reset button won’t cure all your financial woes, but when it comes to adopting good saving habits it’s truly half the […]
America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week – is simple: Set a Goal. Make a Plan. Save Automatically. When you know what your current financial picture looks like, you […]
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens […]
Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you […]
Many companies offer 30 day trials for consumers to test out a product or service without making a commitment. What consumers don’t realize is that the fine print terms and conditions may be signing them up for more than a free trial. Read The Fine Print Companies sneak in long-term agreements and subscriptions into the […]
What is Phishing? The United States Computer Emergency Readiness Team defines it as: “An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques.” You may not realize that you are receiving a Phishing email until it’s too late. The emails seem to be coming from a […]
Being financially secure means you have a fully funded emergency savings account Follow these simple steps to start saving today: Open a Savings Account This should be a separate savings account, not in the same account as your holiday, vacation, or regular savings funds. Just Say No Do not get a debit card, checks, or […]
Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. Let’s go through some of the more challenging parts […]
From November 18 – December 4 we collected 98 nonperishable food items that were donated to the South Central Community Action Program (SCCAP) Food Pantry in Chambersburg, PA. The donations will help feed Chambersburg’s food-insecure population. “We want to thank all members and staff that donated to help bring food into homes for the holidays.” – […]
Did you know that only 10 percent of Americans know their credit score? Those are the findings of a survey commissioned by TrueCredit.com, a web subsidiary of the credit bureau, TransUnion. “It is shocking how little Americans know about their credit,” said John Danaher, president of TrueCredit.com. “Good credit is a cornerstone of your financial […]
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