Pay Your Bills On Time Each time a late payment is made, it affects your credit score. Pay Down Debt By paying off debt, you are increasing your debt to income ratio. Use Bill Pay Schedule your bills to be paid automatically from your account and never miss a payment again. You can also manually […]
Finding fraud on your account can be scary, but there are ways to prevent your accounts from being hacked. Keep Track Of Your Transactions If you receive mail statements, review them as soon as you receive them If you use online banking, you should check your accounts at least once a week The sooner you find fraudulent […]
Are you overpaying for monthly services? It’s time to schedule a Bill-Haggle Day. This is one day that you set aside to contact all of the companies that you pay monthly, quarterly, or yearly and negotiate your payments with them. You can even arrange a deal with your utility and electric company for a smaller monthly charge. Follow […]
Conventional financial wisdom for the last 10 years has been that you need a rewards card. Obviously, carrying a balance is bad, but if you pay your debt in full every month, it’s a no-brainer. You put all your expenses on your credit card, pay it off before you’re charged interest, and rack up those […]
Identity thieves have more access than ever to your personal information. They will go through garbage not only from your home, but from local businesses or the dump. They pretend to work for important companies such as your doctor’s office, medical insurance company, or the government and call or e-mail you to retrieve your personal […]
Unbury.us: A Tool To Help You Dig Out Of Debt One of the biggest psychological hurdles of being in debt is sorting it all out. It can be very easy to just see a pile of minimum monthly payments. You pay them like every other bill and forget about them. Your mortgage, your credit card, […]
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