What Kind of Saver Are You?
National Credit Union Youth Month 2017 from CUNA on Vimeo. Choose which kind of saver you are from the images below:
Teach Your Little Owls to Fly With Money Talks
The first step to teaching your kids about money is talking about money. “The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, President and Chief Executive of the National Endowment for Financial Education, in a recent Wall Street Journal article. “Look for teachable moments and always be […]
Making Crucial Estate Decisions
As unsettling as it may be, it’s important to create a detailed plan that describes where your belongings will go after you die. A well-thought-out estate plan ensures that the distribution of your assets is handled with accuracy and care. That’s why it’s important to learn about the kinds of decisions you’ll need to make […]
9 Tips for Paying Off Your Credit Card Debt
Buried in credit card debt? You’re not alone. According to NerdWallet, in 2015 the average U.S. household with debt had $15,762 in credit card debt at an average 18% interest rate. Annual interest alone was $2,630, or more than $50 a week. Here are nine tips on how to climb out. Remember, though, there are […]
Fannett-Metal Students Visit 1st Ed Credit Union
On April 26, 2016, Fannett-Metal School District 5th graders visited 1st Ed Credit Union to take a tour and learn about the credit union. During their visit the students: Went through the process of a cash and mobile check deposit. Used the coin machine to exchange coins for cash. Learned why loans are necessary and why […]
Teens and Money Management
As a parent, you have the largest influence on the choices your children make through life, including how they approach their finances. Let the teenage years be a time to teach your kids about saving and money management. Remember, the earlier your teen learns to save money and track spending, the more prepared in life […]
Welcome Students!
It’s Official! You are eligible for membership at 1st Ed Credit Union, if you are a student or a family member of a student that currently attends school in a Pennsylvania school district located in the following counties: Adams Cumberland Franklin Fulton York Our membership began with school employees, so it only made sense to allow the students of […]
Wendy’s: the Latest “Big Attack” Putting Your Good Credit at Risk
What was initially thought to be a mere 5% of Wendy’s fast-food locations hit by the criminal minds that put your good credit at risk, has now expanded to impact at least 1,025 nationwide stores – at least 34 of them located in Pennsylvania. Wendy’s is placing blame for the breach on an unnamed third-party […]
What Is Credit Union Strong?
Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. As a not-for-profit financial cooperative, our core values […]
How to Do Allowances Right, According to the Experts
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Ron Lieber, personal finance writer for The New York Times, says he and his wife pay their […]