America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week – is simple: Set a Goal. Make a Plan. Save Automatically. When you know what your current financial picture looks like, you […]
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens […]
Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you […]
Many companies offer 30 day trials for consumers to test out a product or service without making a commitment. What consumers don’t realize is that the fine print terms and conditions may be signing them up for more than a free trial. Read The Fine Print Companies sneak in long-term agreements and subscriptions into the […]
What is Phishing? The United States Computer Emergency Readiness Team defines it as: “An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques.” You may not realize that you are receiving a Phishing email until it’s too late. The emails seem to be coming from a […]
You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one pay check to the next on […]
Learning to save money takes practice. By saving, you can spend money on what’s important to you—whether that’s a new video game, a trip to the movies, a used car, or even a college education. Let’s get started: Elementary school: – Ask your parents to help you open your own savings account at the credit […]
Here are a few ideas to help your cubs get Wild About Saving: * Have young children—preschool age—sort different types of money into piles by color and size. * Play store or credit union/bank. Help them use a pretend cash register. * At the grocery store, let children of all ages help you shop. Teach […]
Are your kids on the right track to financial independence? For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking […]
Track Your Spending – No matter how large or small every penny counts. Save – Set up auto transfers into your savings from your payroll and you won’t even think about it. Pay Down Debts – Pay off your highest interest rate debts first to save money in the long run. Create An Emergency Fund – You never know […]
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