Due to circumstances beyond our control our Shred Day scheduled for September 20 in Greencastle has been canceled. We apologize for the inconvenience, stay tuned for a rescheduled date coming soon.
Many companies offer 30 day trials for consumers to test out a product or service without making a commitment. What consumers don’t realize is that the fine print terms and conditions may be signing them up for more than a free trial. Read The Fine Print Companies sneak in long-term agreements and subscriptions into the […]
What is Phishing? The United States Computer Emergency Readiness Team defines it as: “An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques.” You may not realize that you are receiving a Phishing email until it’s too late. The emails seem to be coming from a […]
You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one pay check to the next on […]
Learning to save money takes practice. By saving, you can spend money on what’s important to you—whether that’s a new video game, a trip to the movies, a used car, or even a college education. Let’s get started: Elementary school: – Ask your parents to help you open your own savings account at the credit […]
Here are a few ideas to help your cubs get Wild About Saving: * Have young children—preschool age—sort different types of money into piles by color and size. * Play store or credit union/bank. Help them use a pretend cash register. * At the grocery store, let children of all ages help you shop. Teach […]
Are your kids on the right track to financial independence? For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking […]
Track Your Spending – No matter how large or small every penny counts. Save – Set up auto transfers into your savings from your payroll and you won’t even think about it. Pay Down Debts – Pay off your highest interest rate debts first to save money in the long run. Create An Emergency Fund – You never know […]
As technology is ever-changing, Debit and Credit Card processors steadily monitor accounts for fraudulent charges. At the same time criminals are constantly finding ways to get private information from consumers. If you find that you have charges on your account that are fraudulent, follow the steps below to start the dispute. Block Your Card If you find […]
What may seem innocent could put you at risk for home invasion or identity theft. Is Your Birth-date Displayed? Identity thieves only need a few pieces of the puzzle to get into your online accounts. Do You Share Your Phone Number? Unsolicited scammers can get your phone number from social media. Are Your Vacation Pictures […]
Pay Your Bills On Time Each time a late payment is made, it affects your credit score. Pay Down Debt By paying off debt, you are increasing your debt to income ratio. Use Bill Pay Schedule your bills to be paid automatically from your account and never miss a payment again. You can also manually […]
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