What was initially thought to be a mere 5% of Wendy’s fast-food locations hit by the criminal minds that put your good credit at risk, has now expanded to impact at least 1,025 nationwide stores – at least 34 of them located in Pennsylvania. Wendy’s is placing blame for the breach on an unnamed third-party […]
Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. As a not-for-profit financial cooperative, our core values […]
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Ron Lieber, personal finance writer for The New York Times, says he and his wife pay their […]
The spending and saving habits of your past don’t define your future — your current ones do. And this America Saves Week is a great time to start with a clean slate. Hitting the reset button won’t cure all your financial woes, but when it comes to adopting good saving habits it’s truly half the […]
America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week – is simple: Set a Goal. Make a Plan. Save Automatically. When you know what your current financial picture looks like, you […]
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens […]
Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you […]
Many companies offer 30 day trials for consumers to test out a product or service without making a commitment. What consumers don’t realize is that the fine print terms and conditions may be signing them up for more than a free trial. Read The Fine Print Companies sneak in long-term agreements and subscriptions into the […]
What is Phishing? The United States Computer Emergency Readiness Team defines it as: “An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques.” You may not realize that you are receiving a Phishing email until it’s too late. The emails seem to be coming from a […]
You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one pay check to the next on […]
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